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Credit cards

Low Rate Gold

Live life a little smarter

Want everything the Low Rate Card offers, plus a few extras? Go for Gold. Save money on interest and enjoy extra benefits and privileges.

Rates & fees

  • Interest rate of 12.74% p.a. on purchases
  • Balance transfer rate
    5.99% p.a. for 5 months
  • Up to 55 days interest free on purchases
  • Annual fee $120 (or $90 for qualifying customers)

 

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Features

  • Competitive low rate
  • Complimentary international travel insurance for return trips of up to 3 months
  • A range of complimentary shopping insurances
  • Access to MasterCard® applause™ and MasterCard® Moments

 

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What you'll need

  • Be 18 years old or over
  • Meet our credit rating requirements
  • Australian citizenship or permanent residency

 

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Did you Know?

You can now transfer your balance from another financial institution or store-issued credit card in NetBank.

 

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