Low Rate Gold credit card
Live life a little smarter
The Low Rate Gold credit card gives you the benefit of a low interest rate on purchases, at just 13.49% with all the extras you’d expect from a Gold credit card.
Apply online and get $50 cash back into your account after activation*. Limited time.
Rates & fees
- Annual fee of $120 (or $90 for qualifying customers)
- Interest rates 13.49% p.a. on purchases and 21.74% p.a. on cash advances
- Up to 55 days interest free on purchases
- Minimum credit limit: $4,000
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Features
- Complimentary International Travel Insurance for return trips of up to 3 months
- Extended Warranty Insurance
- Purchase Security Insurance
- Enhanced security chip protection
- Access to MasterCard® applause™
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Benefits
- Preferential pricing
- Free additional card
- Free access to MasterCard® Moments
- MasterCard® applause™
- Use your card overseas
- Emergency Assistance Overseas
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Watch our Low Rate & Low Fee credit cards video
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Did you Know?
You can now transfer your balance from another financial institution or store-issued credit card in NetBank.
