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Home loans

Home loan calculator

The home loan calculator tailored for your needs

Find the right home loan by calculating your loan amount, term, repayment amount and frequency. You can also compare different home loan options side by side.

Start your calculations now, or if you want to generate a Key Fact Sheet read the instructions below.

Note: If you want to make another selection, visit the home buying calculators homepage.

Key Fact Sheet 

You may now request a personalised Key Fact Sheet to help you compare and select the most appropriate loan for you.

To generate a Key Fact Sheet, simply enter your loan purpose, loan amount and loan term into the calculator, and select the home loan type. If available, you will also be able to select whether you wish to take out a Wealth Package. You then click ‘Calculate’ and select the ‘Generate Key Fact Sheet’ button. When you click on this button your Key Fact Sheet will be generated which you can download and print.

The Key Fact Sheet is available for variable, fixed rate and honeymoon rate loans, as well as loans in the Wealth Package. However it is not available for Interest Only & Interest in Advance loan options, Viridian Line of Credit or Equity Unlock for Seniors loans.

Please note that the Key Fact Sheet will only display the advertised headline rate for a product or package, and repayment frequency is automatically set at monthly, although other repayment options are available.


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I want to calculate the

Loan Details

*Loan purpose
 
*Loan amount $  
*Loan repayment frequency
 
*Loan term    yrs
  mths
*Home loan type
 
*Interest rate    % p.a.
Comparison rate   % p.a.
*Upfront establishment fee   
*Monthly loan service fee  $  

Additional Loan Options

Interest only period       yrs
Will you make a lump sum repayment?   
 
*Split loan   
 

Home Loan Summary

Total loan service fees
Total interest charge
Total repayments
Total Wealth Package fees
Loan amount
(including establishment fee)
Loan term
Lump sum repayment

Regular Repayment Amount

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  • Important information. This calculation is an estimate only, to find out exact amounts you should speak to us. The repayment amounts and total interest calculation exclude Wealth Package Annual fees (if applicable) and Lenders Mortgage Insurance/Low Deposit Premium which will be payable, as determined by us, and if applicable added to the cost of loan. Conditions apply to all loan options and to full or partial repayments. Fees and charges also apply and are subject to change. Interest rates can change other than during a fixed rate or guaranteed rate period. Applications are subject to approval and full terms and conditions will be in the loan offer. The Comparison rate is calculated on the basis of a $150,000 secured loan over a 25-year term. WARNING: This Comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Refer to the Additional buying cost calculator for other costs that may apply when you purchase property. Please note that the Home Loan graph cannot be downloaded.

 

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