Transactions
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| | | Everyday Account Smart Access | Everyday Account Complete Access | Pensioner Security | Youthsaver |
|---|
| | | Apply now | Apply now | Apply now | Apply now |
| | | More info | More info | More info | More info |
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| Special offers |  | | | |
| Additional product features | Stop paying a monthly account fee | Stop paying a monthly account fee | Fee Waiver (Relationship balance) | |
| Monthly account fee | $4 per month | $6 per month | $0 per month | $0 per month |
| Minimum opening balance | | | $2,000 | |
| Monthly electronic withdrawals | Unlimited#^ | Unlimited# | Up to 156 | Unlimited# |
|  Monthly assisted withdrawals | $2 per withdrawal | Unlimited | Up to 26 | Unlimited |
| Cheque book option |  | | | |
| Cheque book fees | $1 per cheque written | $0 per cheque written | $1 per cheque written | N/A |
| Shop online with a Debit MasterCard® | | | | |
| | | | | |
| Balances $1-$49,999 | 0.01% | 0.01% | Rates on CommBank* | 4.26%4 |
| Balances $50,000-$99,999 | 0.05% | 0.05% | 4.50%* | 4.26%4 |
| Balances $100,000 and over | 0.20% | 0.20% | 4.50%* | 4.26%4 |
| Frequency of interest earned | Daily | Daily | Daily | Daily |
| Frequency of interest paid | Paid quarterly in March, June, September and December | Paid quarterly in March, June, September and December | Quarterly (Generally set in accordance with the Government's 'Deeming Rates' but may vary from time to time) | Paid quarterly in March, June, September and December |
| Bonus interest available | | | | |
| Accessing your money | | | | |
| Online | | | | 1 |
| Branch | 9 | | | 1 |
| Phone | | | | 1 |
| | | | | |
| | | Apply now | Apply now | Apply now | Apply now |
| | | More info | More info | More info | More info |
Savings
Term Deposits
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| | | 2 months | 6 months | 12 months | 36-47 months | 60 months |
|---|
| | | Apply now | Apply now | Apply now | Apply now | Apply now |
| | | More info | More info | More info | More info | More info |
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| $10,000 to $49,999 | 4.65% | 4.65% | 4.65% | 4.90% | 5.10% |
| $50,000 to $1,999,999 | 4.75% | 4.75% | 4.75% | 5.00% | 5.20% |
| Balances $2,000,000 and over | Contact your nearest branch | Contact your nearest branch | Contact your nearest branch | Contact your nearest branch | Contact your nearest branch |
| New customers applying online Internet rates p.a. 7 | | | | | |
| $5,000 to $499,999.99 | 4.65% | 4.65% | 4.65% | N/A | N/A |
| Existing customers applying online Internet rates p.a. 7 | | | | | |
| $5,000 to $499,999.99 | 4.65% | 4.65% | 4.65% | 4.90% | 5.10% |
| | | | | | |
| | | Apply now | Apply now | Apply now | Apply now | Apply now |
| | | More info | More info | More info | More info | More info |
Important information:
The advice on this website has been prepared without considering your objectives, financial situation or needs, Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide.
Full terms and conditions for transactions and savings accounts are available here, for Term Deposits here, or from any branch of the Commonwealth Bank. Fees and charges apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
* Paid on the portion of the balance over $44,600.
#Electronic transactions can be made via Commonwealth Bank ATMs and Bankwest ATMs, online with NetBank, via telephone banking or EFTPOS in Australia. Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas (or purchases involving currency conversion), transfer group payments to third parties, International Money Transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks.
^Smart Access and Streamline e-Access also excludes assisted phone, branch and agency withdrawals and cheques written.
1 If 16 years or over, or under 16 with parent/guardian consent. Parents/guardians can transact if their Commonwealth Bank account(s) is linked to their child’s Youthsaver Account.
2 Branch access is limited to the opening deposit for a new NetBank Saver.
3 Rates are based on interest paid at the end of the term apart from term deposits opened for new to bank customers via CommBank website where interest is paid 6 monthly. Other interest payment options are available in branch (Four Weekly, Six monthly, Annually, Compound Six Monthly & Compound Annually).
4 Make one deposit and no withdrawals each calendar month, and earn bonus interest on top of your regular interest. Rate includes bonus interest.
5 Deposit only
6 Conditions Apply
7 Term Deposits cannot be opened online if you are under 18 years.
8 If you set up a regular savings plan when you open your account, you can reduce the required opening balance from $100 to just $1.
9 Rate includes bonus interest payable on balances up to $100,000. To be eligible for bonus interest, the closing balance of the GoalSaver account on the last day of the calendar month (or day prior to the day the account is closed) must be at least $200.00 higher (excluding interest earned on the account) than the opening balance on the first day of the same month, with no more than 1 withdrawal in the same period.
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