Help centre
Frequently asked questions - Points capping
How will points capping work?
By taking up a Commonwealth Bank American Express® Awards Card, you will have the opportunity to earn more Awards points each year.
The rate at which you can earn Awards points and the total number of Awards points that you can earn each year is capped according to your Card type and whether you have opted-into Qantas Frequent Flyer Direct#. For full details please refer to the relevant table below:
|
Diamond Awards and Diamond Awards Members that have opted-in to Qantas Frequent Flyer Direct# As a Diamond Awards Member with a Linked American Express® Card you may earn a maximum of 1,000,000 Awards points in accordance with table below:
|
||||||
As a Diamond Awards Members without a Linked American Express Card you may earn 1.25 Awards points per $1 spent up to a maximum of 1,000,000 Awards points per year by using your Diamond Awards MasterCard® credit card.
|
Platinum Awards You can earn a maximum of 250,000 Awards points per year with your Platinum Awards Mastercard® card and a new Platinum Awards American Express® Card. Here’s how points capping will work with both cards:
You can earn a maximum of 200,000 Awards points (equal to 100,000 Qantas Frequent Flyer points) per year with your Platinum Awards MasterCard card and a Platinum Awards American Express Card.
If you do not have a Platinum Awards American Express Card, you will be able to earn 1 point per dollar spent on your MasterCard card or Visa card up to 120,000 Awards points (equal to 60,000 Qantas Frequent Flyer points). |
||||||||||||||||||
|
Gold Awards You can earn a maximum of 125,000 Awards points per year with your Gold Awards MasterCard card and a Gold Awards American Express card. Here’s how points capping works with both cards:
You can earn a maximum of 100,000 Awards points (equal to 50,000 Qantas Frequent Flyer points) per year with your Platinum Awards MasterCard card and a Platinum Awards American Express Card. Here’s how points capping works with both cards:
If you have a Gold Awards American Express Card, you will be able to earn 1 point per dollar spent on your MasterCard card or Visa card up to 60,000 Awards points (equal to 30,000 Qantas Frequent Flyer points). |
||||||||||||||||||
|
Awards You can earn a maximum of 50,000 Awards points per year with your Awards MasterCard card and an Awards American Express Card. Here’s how points capping works with both cards:
You can earn a maximum of 50,000 Awards points per year (equal to 25,000 Qantas Frequent Flyer points) with your Awards MasterCard card and an Awards American Express Card. Here’s how points capping works with both cards:
If you do not have an Awards American Express Card, you will be able to earn 1 point per dollar spent on your MasterCard card or Visa card up to a maximum of 30,000 points (equal to 15,000 Qantas Frequent Flyer points). |
||||||||||||||||||
-
Important Information
#Commonwealth Awards points and the Qantas Frequent Flyer Direct option are subject to the Commonwealth Awards program terms and conditions which can be found at commbank.com.au/creditcards. Awards points are only earned on eligible transactions and the maximum number of points you can earn in a year is capped (see Commonwealth Awards program terms and conditions). Commonwealth Bank charges an annual fee of $10 for opting in to Qantas Frequent Flyer Direct. You must be a member of the Qantas Frequent Flyer program (and provide your membership number to Commonwealth Bank) and opt-in to Qantas Frequent Flyer Direct to earn and redeem Qantas Frequent Flyer points. Membership and points of Qantas Frequent Flyer are subject to the terms and conditions of the Qantas Frequent Flyer program.
Commonwealth Awards points are earned on eligible transactions and are subject to points capping. For full details see Commonwealth Awards Program Terms and Conditions available here.
American Express® is a registered trademark of American Express. This credit card program is issued and administered by Commonwealth Bank of Australia.
MasterCard and the MasterCard brand mark are the registered trademarks of MasterCard international incorporated.
blog.commbank
© Commonwealth Bank of Australia 2012 ABN 48 123 123 124