Low Rate
Live life a little smarter
With a low rate of just 12.74% p.a. on purchases, get the freedom to shop without worrying about the interest rate.
Rates & fees
- Interest rate
12.74% p.a. purchases -
Balance transfer rate
5.99% p.a. for 5 months - Up to 55 days interest free on purchases
- Annual fee $78 (or $48 for qualifying customers)
More info
Features
- Competitive low rate
- Complimentary additional card for a family member or friend
- Global acceptance
More info
What you'll need
- Be 18 years old or over
- Meet our credit rating requirements
- Australian citizenship or permanent residency
More info
Need assistance?
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How to apply
About your credit card
Calculators & tools
Rates & fees
Did you Know?
You can now transfer your balance from another financial institution or store-issued credit card in NetBank.
