Low Rate
The low rate credit card for every day
With a low rate of just 13.24% p.a. on purchases, get the freedom to shop when and where it suits, without worrying about a high interest rate.
Rates & fees
- Interest rate
13.24% p.a. purchases -
Balance transfer rate
5.99% p.a. for five months - Up to 55 days interest free on purchases
- Annual fee $48
More info
Awards & features
- Competitive low rate
- Complimentary additional card for a family member or friend
- Global acceptance
More info
What you'll need
- Be 18 years old or over
- Meet our credit rating requirements
- Australian citizenship or permanent residency
More info
Need assistance?
Have you considered?
About your credit card
- Existing cardholders
- Card Repayment Cover
- Commonwealth Awards
- Increase your credit card limit
- Transfer the balance
- Using a pen or PIN
- Card security
- Lost or stolen cards
- Using your card overseas
- Important information
Tools & calculators
Rates & fees
How to apply
- Email for assistance
- Call 1800 006 709
- Find a branch
- Print an application
- Finish a saved application
- Email us
- Security & privacy
- Acceptance of Important Notices
Did you Know?
You can transfer the balance of an existing non-Commonwealth Bank credit card and save.
