Low Rate
Live life a little smarter
With a low rate of just 11.74% p.a. on purchases, get the freedom to shop without worrying about the interest rate.
Rates & fees
- Interest rate
11.74% p.a. purchases -
Balance transfer rate
4.99% p.a. for 9 months - Up to 55 days interest free on purchases
- Annual fee $48
More info
Awards & features
- Competitive low rate
- Complimentary additional card for a family member or friend
- Global acceptance
More info
What you'll need
- Be 18 years old or over
- Meet our credit rating requirements
- Australian citizenship or permanent residency
More info
Need assistance?
Have you considered?
How to apply
- Call 13 2221
- Apply online
- Email for assistance
- Find a branch
- Print an application
- Finish a saved application
- Email us
- Security & privacy
- Acceptance of Important Notices
About your credit card
- Manage your credit card
- Card Repayment Cover
- Commonwealth Awards
- Transfer the balance
- Complimentary travel insurance
- Using a pen or PIN
- Card security
- Lost or stolen cards
- Using your card overseas
- Important information
Tools & calculators
Rates & fees
Did you Know?
You can now transfer your balance from another financial institution or store-issued credit card in NetBank.
