Awards & features

Exclusive Platinum benefits

Platinum Awards

Reward yourself with the very best. Earn one Commonwealth Awards point for every dollar you spend when you shop or pay most bills. Earn points and extra bonus points to spend on shopping, entertainment, travel, merchandise or to repay your card balance. Look out for special deals and bonus points from our Bonus Partners .

Your Platinum Connection concierge service

Whether it's finding front row tickets to an event, recommending a flower service for a loved one, transport to your hotel, both at home and overseas, our free Your Platinum Connection concierge service is there for you 24 hours a day, 7 days a week, just call 13 16 61.

MasterCard Moments

Platinum MasterCard cardholders gain access to exemplary packages and value-added benefits .

Travel benefits

FREE International Travel Insurance

Purchase your travel tickets with your Platinum credit card or Commonwealth Awards points and receive comprehensive overseas insurance, free of charge, for yourself, your spouse and your dependent children for return trips of up to 12 months. Conditions apply .

Also relax in the knowledge that our Transit Accident Insurance provides accidental death and injury insurance for cardholders who sustain an injury while riding as a passenger in a plane, tourist bus, train or ferry. Conditions apply .

Travel Plus

Turn your Commonwealth Awards points into a holiday. Travel Plus is our exclusive booking service for all your flights, accommodation and much more, using your Commonwealth Awards points.

Companion Airfare Deal

Fly with your partner and save when you use Japan Airlines, Air Tahiti Nui, Air Pacific or Asiana Airlines. The Companion Airfare Deal is available when you use your Platinum credit card to purchase 2 business or first class return tickets. Call Commonwealth Awards Centre on 13 16 61, 8am to 8pm (Sydney time), Monday to Friday.  Conditions apply .

Commission-free travellers cheques

Present your Platinum Commonwealth Bank credit card when purchasing your travellers cheques at any branch, and pay no commission.

Interstate flight inconvenience insurance

Ideal for the frequent interstate traveller. Purchase the entire cost of your return interstate flight with your Platinum credit card and receive coverage for trip cancellations, flight delays and lost and stolen luggage. Conditions apply .

Qantas Frequent Flyer transfers

Convert one Commonwealth Award point to one Qantas Frequent Flyer point. Conditions apply .

Shopping benefits

Purchase security insurance

For peace of mind, we'll replace most lost, damaged or stolen items bought with your Platinum credit card within 90 days of purchase. Conditions apply .

Extended warranty insurance

Use your Platinum credit card for large purchases here or overseas, and we'll extend the normal manufacturer’s warranty by up to one year. Conditions apply .  

Guaranteed pricing scheme

We'll help make sure you get the best price available when making a purchase, in fact, we'll guarantee it. If you make a purchase and then see it advertised in print at a lower price, you can claim back the difference within 21 days of your purchase. Conditions apply .

Secure Internet Shopping
If you're worried about the misuse of your credit card when shopping online, relax. We guarantee that you will never be held liable for the unauthorised use of your credit card when you shop online, provided you follow the conditions of use . For added security, look for the MasterCard SecureCode or Verified by Visa logos when you're online. Find out more about Secure Internet Shopping.

Enhanced security chip protection

Have peace of mind that your card and money is protected by an enhanced security chip and state of the art fraud detection systems.  Find out more.

Other benefits

MasterCard^®  PayPass ^TM

MasterCard^®  PayPass ^TM is a faster, easier way to make purchases. With this type of credit card, you can make payments by simply tapping your card against a PayPass reader. Once the transaction is confirmed, you're done. No need to sign or enter a PIN for amounts of $35 or less. You just Tap and Go ^TM. Find out more.

Card Repayment Cover - CreditCard Plus (optional)

For peace of mind against the worst, we recommend CreditCard Plus. It will help cover your repayments if you are unable to work and in certain circumstances, it will cover you for the balance owing on your card. Conditions and fees apply.

Secure Sentinel (optional)

For greater peace of mind, register with Secure Sentinel . With a single phone call, you can report your lost or stolen credit card, along with your keys, mobile phone, passport and other valuables. It’s the ultimate protection against fraud.

Annual summary

As well as sending you monthly statements, we'll help you keep track of your purchases by providing you with a comprehensive statement at the end of each financial year. You'll be able to see exactly when and where you used your credit card.