Home Loan comparison

Home loan	Interest rate	Terms available	Up-front Establishment Fee	Monthly Loan Service Fee	Apply
Complete/ Investment Home Loan	From 4.71% p.a. comparison rate from 9.58% p.a.	Up to 30 years	From $450 (until 13 March 2009) $600 (on and from 14 March 2009)	$8	Apply now More info
Economiser Home/ Investment Home Loan	From 5.06% p.a comparison rate from 9.02% p.a.	Up to 30 years	From $0 (until 01/02/2009) $600 (on and from 02 February 2009)	$8	Apply now More info
Viridian Line of Credit	5.84% p.a	Unlimited	$600	$12	Apply now More info
Equity Unlock Loan for Seniors	6.84% p.a. comparison rate 10.71% p.a.	Unlimited	$950	$12	More info
Mortgage Interest Saver Account	Off-set in line^ with Complete/ Investment Home Loan.	Up to 30 years	$0	$0	More info

 

 

What is a comparison rate?

A comparison rate helps you identify the true cost of a loan. It takes into account the interest rate, loan set-up costs, the term of the loan, and any other up front or ongoing fees associated with a loan.

When deciding on the loan that suits your particular needs, it's important to consider all features of the loan, not just the comparison rate. For example, features such as fee-free Internet banking or flexible repayment arrangements are not included in the comparison rate.

It's also important to know that the comparison rate does not include:

• government charges, such as stamp duty or mortgage registration fees
• fees and charges associated with certain loan options that may or may not be used by the lender, such as early repayment or redraw fees
• fees and charges which may not be available at the time the comparison rate is provided

 

Important information

 

• ^ Partial interest rate offset applies to fixed rate loans. MISA is not available on Interest in Advance Fixed Rate Investment Home Loans.
• All comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. Comparison rate schedules are available by calling 13 2224 or by visiting any branch. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.