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Following the Reserve Bank of Australia’s (RBA) decision to decrease the official cash rate by 0.25% per annum (p.a.), CBA will decrease rates by 0.25% p.a. on eligible variable-rate business lending products. 

The rate reduction will apply to CBA Business Bank’s Variable Base Rate, Residential Equity Rate, and Overdraft Reference Rate, flowing through to eligible variable-rate business lending products including BetterBusiness Loans and Business Overdrafts.

These changes will be effective 22 August 2025.

Support for business customers

We offer a wide range of tools and programs to support business customers at every stage of their business journey. These include:

  • Free comprehensive cash flow tracking capabilities via a Business Cash Flow tool in the CommBank app.
  • Bill Sense to help customers predict future bills and CommBank’s business insights tool called Daily IQ.
  • CommBank has partnered with University of NSW to offer a free Cash Flow Management course for any Australian small business.
  • Eligible business customers can also benefit from discounts and special offers available via CommBank Yello for Business, the bank’s customer rewards and recognition program.
  • A range of financial support options are available for business customers experiencing difficulty, including deferred business loan repayments or debt restructuring.

More information is available on our website and businesses seeking support can speak to their Relationship Manager or call CBA’s dedicated Business Financial Assistance team, available 24/7, on 13 26 07.

Go to CBA Newsroom for the latest news and announcements from Commonwealth Bank.

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Things you should know

  • Media releases are prepared without considering an individual reader’s objectives, financial situation or needs. Readers should consider the appropriateness to their circumstances. Visit Important Information to access Product Disclosure Statements or Terms and Conditions which are currently available electronically for products of the Commonwealth Bank Group, along with the relevant Financial Services Guide. Target Market Determinations are available here. Loan applications are subject to credit approval. Interest rates are correct at the time they are published and are subject to change. Fees and charges may apply.