Transaction accounts
Find the right account
Use this tool to find the best bank account for you by selecting which account features you want.
Personal Overdrafts
A personal overdraft lets you easily access extra funds to handle life’s little financial emergencies.
Debit MasterCard®
Access your own money online or overseas with a Debit MasterCard.
Everyday Account Smart Access
- Unlimited free1 electronic transactions -EFTPOS, ATM, online or automated phone
- No monthly account fees with a $2,000 minimum monthly deposit or $1000 if you are aged 21 to 242
More info
Apply now
Everyday Account Complete Access
- Unlimited free1 electronic transactions plus assisted phone and branch transactions
- No monthly account fees with a $2,000 minimum monthly deposit or $1000 if you are aged 21 to 242
More info
Apply now
Pensioner Security Account
- An everyday bank account for recipients of a pension or retirees (over the age of 55)
- Competitive interest with a choice of keycard or Debit MasterCard
More info
Apply now
You may also be interested in
Streamline Basic
- Easy, low fee everyday banking for certain concession card holders
- Fee- free electronic transactions and assisted withdrawals
- To apply call 13 2221 or visit one of our branches
Youthsaver and School Banking
- A dedicated bank account for under 18s
- Earn bonus interest each month you deposit money and make no withdrawals
More info
- Important information
1 ATM access fees will continue to apply on all overseas ATMs, including the ATMs of ASB Bank in New Zealand and Commonwealth Bank in Indonesia and Vietnam. The owner of another ATM may apply an ATM owner’s fee at the time of the transaction. Excludes EFTPOS transactions overseas (or purchases involving currency conversion), transfer group payments to third parties, International Money Transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks.
2 Monthly account fee waived for accounts opened after 1 June 2010 with at least $2,000 deposited each calendar month and from 17 October 2011, if you are 21 to 24 years old you will be exempt from monthly account fees if you deposit at least $1000 into the account each calendar month (excludes Bank initiated transactions). You may also be eligible for a different monthly account fee exemption - more information.
The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Full Terms and conditions of accounts mentioned or electronic banking are available here or from any branch of the Commonwealth Bank. If you have a complaint, the Bank’s dispute resolution process can be accessed on 13 2221.
MasterCard is a registered trademark of MasterCard International Incorporated.
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Did you Know?
For convenient, 24-hour banking, we have one the largest ATM network of any Australian bank.
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