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Business cards comparison table

Our business cards comparison table is the easiest way to compare our business credit card products and find the best card for your business. All of these cards have a personal liability option, so you can easily apply online and be using your card in as little as 10 working days (based on credit approval). You can also view our Business cards comparison table, which provides a snap shot of all our business cards.

Alternatively our step by step card selector tool makes finding the right card for your business easy.

Business credit cards comparison table

Business Awards
 
Business Gold Awards Business Platinum Awards Business Interest Free Days Business Low Rate
Business MasterCard Gold Awards
More info
Business MasterCard Gold Awards
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Business Platinum Awards
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Business Interest Free
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Business Low Rate
More info
  Apply now Apply now Apply now Apply now Apply now
Overview
Suitable for Small businesses including sole proprietors and partnerships. The business owner takes personal responsibility for the account.
Description A credit card that rewards you for your business expenses A credit card that rewards you for your business expenses and offers you travel and shopping benefits A credit card that rewards you for your business expenses and offers you premium benefits and experiences A credit card that allows your business to maximise it's cash flow with up to 55 days interest free on purchases A credit card that has a low rate and no annual fee providing a great source of working capital for your business
Maximum credit limit $50,000 unsecured $50,000 unsecured $50,000 unsecured $50,000 unsecured $50,000 unsecured
Maximum cards 2 2 2 2 2
Card type MasterCard® & American Express® Card MasterCard® & American Express® Card MasterCard® & American Express® Card MasterCard® MasterCard®
Rates & fees
Interest rate View current rates View current rates View current rates View current rates View current rates
Annual fee $100 $150 $300 $60 $0
Additional Cardholder Yes, for $75 p.a. Yes, for $75 p.a. Yes, for $75 p.a. Yes, for $60 p.a. Yes, free
Interest free days on purchases Up to 55 days Up to 55 days Up to 55 days Up to 55 days 0
Minimum monthly repayment amount 2% or $25
(whichever is greater)
2% or $25
(whichever is greater)
2% or $25
(whichever is greater)
2.5% or $75
(whichever is greater)
2.5% or $75
(whichever is greater)
Balance Transfer Option 5.99%p.a. for 5 months 5.99%p.a. for 5 months 5.99%p.a. for 5 months n/a n/a
Features & benefits
Commonwealth Awards Program points earned (1) American Express Card:
Up to 1.5 points per $1 spent
MasterCard: Up to 1 point per $1 spent  
American Express Card:
Up to 2 points per $1 spent
MasterCard:
Up to 1 point per $1 spent
American Express Card:
Up to 3 points per $1 spent
MasterCard:
UP to 1 point per $1 spent
n/a n/a
24/7 customer service Yes Yes Yes Yes Yes
Transit accident insurance Yes Yes Yes Yes Yes
Rewarding Business Yes - offers discounts on essential purchases for your business all year round. Find out more
International Travel Insurance(2) No Yes, up to 21 days Yes, up to 21 days No No
Shopping Insurances(2) No Yes Yes No No
Your Concierge 24/7 No No Yes (Domestic / International) No No
Premium Privileges No No Yes No No
MasterCard Priceless Sydney® Yes Yes Yes Yes Yes
MasterCard PayPass™ Yes Yes Yes No No
American Express Selects Yes Yes Yes No No
Globaleshop by American Express Yes Yes Yes No No
Card Security Features (including chip) Yes Yes Yes Yes Yes
Online banking
NetBank Yes Yes Yes Yes Yes
CommBiz Yes Yes Yes Yes Yes
1 Commonwealth Awards points are earned on eligible transactions (most purchases, but not cash advances or balance transfers) and are subject to points capping - for details please refer to the Commonwealth Awards Program Terms and Conditions and Important Information.
2 Conditions apply. Refer to your Credit Card Complimentary Insurance and Guaranteed Pricing Cover brochure.
Important information
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

Terms and Conditions for NetBank and CommBiz should be considered before making any decisions about these products. For further detail on Transit accident insurance, please view the Certificate of Transit Accident Insurance. Please view our Financial Services Guide (PDF 59kb)

 

 

 

 

 

 

 

 

 

 

 

 

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