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Credit cards INTEREST-FREE DAYS LOW RATE CARDS AWARDS CARDS CORPORATE CARDS Add Card
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Overview

Overview

Business Interest-Free Days

Overview

Business Low Rate credit card

Overview

Overview

CommBank Awards credit card

Overview

CommBank Platinum Awards credit card

Overview

CommBank Corporate credit card

Overview

Overview

A credit card that allows your business to maximise its cash flow with no interest incurred if the monthly balance is paid in full.

Suitable for: small to medium businesses.

A credit card with a low, competitive interest rate and no annual fee providing a great source of working capital for your business.

Suitable for: small to medium businesses.

Get rewarded for your business spending.

Suitable for: small businesses, including sole traders and partnerships.

A multi card facility designed to help manage significant business and procurement expenses

Suitable for: any organisation including large corporates and government entities.

A multi card facility designed to help manage significant business and procurement expenses

Suitable for: any organisation including large corporates and government entities.

A "ghost card" account number that can be lodged with strategic suppliers to manage procurement expenditure.

Suitable for: large organisations.

A unique single-use card number generated for travel or procurement expenses, offering enhanced reconciliation processes, extended payment terms and additional security controls.

Suitable for: large organisations.

Maximum credit limit

Maximum credit limit

$50,000 unsecured

Maximum credit limit

$50,000 unsecured

Maximum credit limit

Maximum credit limit

$50,000 unsecured

Maximum credit limit

No maximum

Maximum credit limit

No maximum

Maximum credit limit

No maximum

Maximum credit limit

No maximum

Maximum cards

Maximum cards

Two cardholders

Maximum cards

Two cardholders

Maximum cards

Maximum cards

Two cardholders

Maximum cards

Unlimited

Maximum cards

Unlimited

Maximum cards

No physical cards are available, but unlimited accounts can be issued

Maximum cards

Unlimited

Card type

Card type

Mastercard®

Card type

Mastercard®

Card type

Card type

Mastercard®

Card type

Mastercard®

Card type

Mastercard®

Card type

Mastercard®

Card type

Mastercard®

Liability

Liability

Personal

Liability

Personal

Liability

Liability

Personal

Liability

Business

Liability

Business

Liability

Business

Liability

Business

Rates & fees

Rates & fees

Rates & fees

Rates & fees

Rates & fees

Rates & fees

Rates & fees

Rates & fees

Rates & fees

Purchase interest rate

Purchase interest rate

17.57% p.a.

Purchase interest rate

14.55% p.a.

Purchase interest rate

Purchase interest rate

20.74% p.a.

Purchase interest rate

Purchase interest rate

Purchase interest rate

n/a

Purchase interest rate

n/a

Cash advance rate

Cash advance rate

17.57% p.a.

Cash advance rate

14.55% p.a.

Cash advance rate

Cash advance rate

21.74% p.a.

Cash advance rate

Cash advance rate

Cash advance rate

n/a

Cash advance rate

Please contact your banker for product pricing

Annual fee

Annual fee

$60

Annual fee

$0

Annual fee

Annual fee

$300

Annual fee

1-49 cards:
$40 per card

50-499 cards:
$32 per card

500+ cards:
$24 per card

Annual fee

1-49 cards:
$40 per card

50-499 cards:
$32 per card

500+ cards:
$24 per card

Annual fee

$120 per account

Annual fee

Please contact your banker for product pricing

Additional cardholder fee

Additional cardholder fee

$60

Additional cardholder fee

Nil

Additional cardholder fee

Additional cardholder fee

$75

Additional cardholder fee

n/a

Additional cardholder fee

n/a

Additional cardholder fee

n/a

Additional cardholder fee

n/a

Interest-free days on purchases

Interest-free days on purchases

Up to 55 days

Interest-free days on purchases

None

Interest-free days on purchases

Interest-free days on purchases

Up to 55 days

Interest-free days on purchases

Up to 55 days

Interest-free days on purchases

Up to 31 days

Interest-free days on purchases

Up to 31 days

Interest-free days on purchases

Up to 31 days

Minimum monthly payment

Minimum monthly payment

If you owe less than $75.00, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • Any amount you owe that exceeds your credit limit (excluding any amount by which your credit limit was exceeded in a previous statement period, and which remains unpaid)
  • 2.5% of your closing balance, rounded down to the nearest dollar; or
  • $75.00

Minimum monthly payment

If you owe less than $75.00, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • Any amount you owe that exceeds your credit limit (excluding any amount by which your credit limit was exceeded in a previous statement period, and which remains unpaid)
  • 2.5% of your closing balance, rounded down to the nearest dollar; or
  • $75.00

Minimum monthly payment

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • Any amount you owe that exceeds your credit limit (excluding any amount by which your credit limit was exceeded in a previous statement period, and which remains unpaid)
  • 2% of your closing balance, rounded down to the nearest dollar; or
  • $25

Minimum monthly payment

2.5% or $75 (whichever is greater)

Minimum monthly payment

Full balance

Minimum monthly payment

Full balance

Minimum monthly payment

Full balance

CommBank Yello1

CommBank Yello1

CommBank Yello1

CommBank Yello1

CommBank Yello1

CommBank Yello1

CommBank Yello1

CommBank Yello1

CommBank Yello1

Insurance

Insurance

Insurance

Insurance

Insurance

Insurance

Insurance

Insurance

Insurance

Transit accident2

Transit accident2

Transit accident2

Transit accident2

Transit accident2

Transit accident2

Transit accident2

Transit accident2

Transit accident2

Unauthorised transaction.2

Unauthorised transaction.2

Unauthorised transaction.2

Unauthorised transaction.2

Unauthorised transaction.2

Unauthorised transaction.2

Unauthorised transaction.2

Unauthorised transaction.2

Unauthorised transaction.2

International travel insurance3

International travel insurance3

International travel insurance3

International travel insurance3

International travel insurance3

International travel insurance3

International travel insurance3

International travel insurance3

International travel insurance3

Features & benefits

Features & benefits

Features & benefits

Features & benefits

Features & benefits

Features & benefits

Features & benefits

Features & benefits

Features & benefits

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

24/7 emergency support

24/7 emergency support

24/7 emergency support

24/7 emergency support

24/7 emergency support

24/7 emergency support

24/7 emergency support

24/7 emergency support

24/7 emergency support

Custom limits per card

Custom limits per card

Custom limits per card

Custom limits per card

Custom limits per card

Custom limits per card

Custom limits per card

Custom limits per card

Custom limits per card

Custom design

Custom design

Custom design

Custom design

Custom design

Custom design

Custom design

Custom design

Custom design

Priceless® Cities

Priceless® Cities

Priceless® Cities

Priceless® Cities

Priceless® Cities

Priceless® Cities

Priceless® Cities

Priceless® Cities

Priceless® Cities

Mastercard PayPass™

Mastercard PayPass™

Mastercard PayPass™

Mastercard PayPass™

Mastercard PayPass™

Mastercard PayPass™

Mastercard PayPass™

Mastercard PayPass™

Mastercard PayPass™

Online banking

Online banking

Online banking

Online banking

Online banking

Online banking

Online banking

Online banking

Online banking

NetBank

NetBank

NetBank

NetBank

NetBank

NetBank

NetBank

NetBank

NetBank

CommBiz

CommBiz

CommBiz

CommBiz

CommBiz

CommBiz

CommBiz

CommBiz

CommBiz

or

Already a customer banking online with us?

Save time using your
Netbank details

 

Apply in Netbank

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Apply now

or

Things you should know

1How you earn or redeem CommBank Yello points will be subject to the CommBank Yello Program Terms & Conditions including holding an eligible transaction account. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards, Business Gold Awards and Business Platinum credit card).

2For claims relating to transactions made on or after 29 September 2026, please refer to the Transit Accident Insurance and Unauthorised Transaction Insurance PDS available here.

For claims relating to transactions made before 29 September 2026, please refer to the Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here.

3Cover is provided by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598, AFS Licence No. 490058), and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907), for Commonwealth Bank of Australia (CBA). Limitations, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) and eligibility criteria apply. You may need  to upgrade your travel insurance in order to have a comprehensive or extended level of cover. Before acting on this information you should consider the appropriateness of the product with regard to your personal circumstances. See the Card Insurances Combined Product Disclosure Statement & Financial Service Guide and Card Travel Insurance TMD (PDF) for details. Commonwealth Bank and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either Commonwealth Bank or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (Commonwealth Bank) receive a commission which is a percentage of your premium.

Important information As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Terms and Conditions for NetBank (PDF) and CommBiz (PDF) should be considered before making any decisions about these products. Please view our Financial Services Guide (PDF).

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