Buying a block of land on which to build your new home is the first and arguably most important step in the home building process. Keeping the following factors in mind can help you make the right choice.


First of all, find out what is available in your ideal location and price range. Options include buying a block of land in a new estate or regional acreage, or demolishing an existing property.


Make sure the lot is suitable for the kind of house you want to build. You should consider size, shape and orientation in relation to the sun, as well as how high it is above sea level if it’s in a flood-prone area or if it’s in an area prone to bushfires.

You may also want to get a geotechnical report to assess the soil type, which will tell you whether the site is suitable for construction.


Consider the location and accessibility of important services and facilities such as:

  • Power, water and sewage
  • Storm water drainage
  • Telephone, gas and broadband internet lines
  • Access to the property, including roads and public transport
  • Education and healthcare facilities
  • Parks and recreational activities
  • Flood levels, landslip, buffer zones and other easements

Restrictions and regulations

Local councils have rules and regulations that may affect what and how you build, including where on the lot you place your home, what kind of fencing you have and more. Make sure you find out what the restrictions are before you buy the land, as well as details of any upcoming development applications that may increase or decrease the value of your home.

Book a time with a Home Lending Specialist to discuss building your home

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Things you should know

This article is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. As this information has been prepared without considering your objectives, financial situation or needs. You should, before acting on this, consider the appropriateness to your circumstances.