CommBank AdvancePay is currently available to a limited number of customers through an offer in NetBank or the CommBank app. You may be eligible to receive an offer if you:
Applying for CommBank AdvancePay is easy:
Is CommBank AdvancePay right for you?
CommBank AdvancePay is a short term facility which we offer at our discretion and may not be available every pay cycle. If you need ongoing or longer term credit, other borrowing options may be more suitable (e.g. a personal overdraft, a credit card or accessing available redraw on your home loan). Compare our other products.
If you’re facing financial difficulty, CommBank AdvancePay may not be suitable for you. Learn how our Financial Assistance Solutions team can help.
1To do this, we rely on the information you tell us about your pay in your application as well as information we already have. We don’t contact your employer, so this is only an estimate.
2A temporary credit limit gives you access to additional funds when your account balance reaches zero, up to an approved limit.
3Your final limit is inclusive of a fee which is charged to your account at the same time your limit is established. For example, if you apply for $500, your CommBank AdvancePay limit will be $505 with a $5 fee charged, leaving you with available funds of $500 (as requested).
Applications for finance are subject to the Bank’s normal credit approval. View the CommBank AdvancePay Terms and Conditions. Fees and charges may be payable.