Terms and Conditions:

Eligibility Conditions:

To be eligible for up to $40 Cashback and CommBank Yello points offer, you must open your first CommBank Everyday Smart Access Account online or in a branch between 14 October 2026 (12:01am, AEDT) and 9 December 2026 (11:59pm AEDT) (‘the offer period’). Offer can only be claimed once per customer, during the offer period.

This offer is available for customers aged 18 years and above at the time of account opening and who have never held a CommBank Everyday Smart Access Account previously. Single accounts only. Excludes joint and Everyday Offset accounts.

You must not have held a CommBank Credit Mastercard, or CommBank Debit Mastercard, CommBank Business Credit Mastercard or CommBank StepPay digital card at any time after 31 December 2019, to be eligible for the offer.

How to earn Cashback:

If you are eligible, once your Everyday Smart Access account has been opened, you can access the offer during the offer period by spending a minimum of $20 in one transaction using your CommBank Debit Mastercard at any of the below merchants. You will receive $10 cashback per merchant, for up to $40 cashback in total (across all merchants). Limit of one offer redemption per merchant, per customer.

Below are the participating merchants:

• Chemist Warehouse (Online & In-store) - Use any eligible CommBank Debit Mastercard to redeem this offer. The minimum $20 spend amount does not include any health fund claim that is paid by your health fund. Excludes prescriptions. Offer eligible for online purchases at chemistwarehouse.com.au and in-store payments. Offer ends 9 December 2026 (11:59 PM AEDT).
• JB Hi-Fi (Online & In-store) – Use any eligible CommBank Debit Mastercard to redeem this offer. Offer valid when shopping online directly at www.jbhifi.com.au or in-store. Excludes JB Hi-Fi Business sales and products sold via third parties (JB Hi-Fi Marketplace). Offer ends 9 December 2026 (11:59 PM AEDT).
• Rebel (Online & In-store) - Use any eligible CommBank Debit Mastercard to redeem this offer. Offer eligible for online or in-store payments. Offer not valid on purchases of gift cards. Excludes department stores, factory outlets, clearance stores and other authorised retailers. Offer ends 9 December 2026 (11:59 PM AEDT).
• Uber [Rides Only] (Online) – Use any eligible CommBank Debit Mastercard to redeem this offer. Offer eligible to online payments only. Excludes voucher codes, gift cards, cashback and coupon deals. Excludes Uber Eats, Uber Pass, Uber CarShare and Lime Bike or Scooter hire, Uber Courier, Uber Shops, Uber Grocery & Car Rental. Cashback will not be applied if card used to pay is changed after the order has been placed. Offer ends 9 December 2026 (11:59 PM AEDT).

Additional Terms & Conditions apply to all merchant cashback:

1. Shop in participating stores or online (as specified in the merchant terms and conditions).
2. Pay with your eligible CommBank Debit Mastercard as specified in the terms and conditions for this offer.
3. You will receive the cashback into your Smart Access account, typically paid within 14 business days of a qualifying purchase.
4. You’re unable to claim if you use a payment platform such as Afterpay, Zip Pay or PayPal.
5. You must spend the required amount ($20) in one transaction.
6. Payment must be made within Australia in AUD.
7. This offer is brought to you by CommBank. CommBank and partners reserves the right to vary, update or remove this offer at any time acting fairly and reasonably, having regard to its legitimate business interests, and providing reasonable prior notice for unfavourable or material changes.

This offer is not available in conjunction with any other offers, promotions or discounts offered by the selected merchants.

Getting Your Cashback:

Cashback will be paid to you when you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. Cashback will be paid into your CommBank Everyday Smart Access account. Your Everyday Smart Access account must remain open and active in order to be eligible for the cashback.

Cashback payment will appear as <CommBank Cashback Offers> in the CommBank App and <CBCASHBACK> in Netbank.

How to earn CommBank Yello points:

To earn 1,000 CommBank Yello points under this offer, you must become eligible for CommBank Yello by 31 December 2026 (11:59pm AEDT).

Opening an Everyday Smart Access account doesn't automatically make you eligible for CommBank Yello. CommBank Yello eligibility requirements apply. For more information on program eligibility, refer to the CommBank Yello Terms and Conditions.

If you're eligible, CommBank Yello points are typically paid within 90 days after you become eligible for CommBank Yello. Occasionally, this may take longer. CommBank Yello points will appear as <Everyday Smart Access Bonus>. 

Other Important Information:

This is general information only and does not consider your personal objectives, financial situation, or needs. Before acting on the information, please consider obtaining professional advice specific to your needs, including financial, taxation and legal advice.

CommBank and partners may vary or withdraw this offer acting fairly and reasonably, having regard to its legitimate business interests, and providing reasonable prior notice for unfavourable or material changes.

There may be tax implications of receiving CommBank Yello points under this offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the program, and to operate our systems and processes consistently with these offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.

These offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to program eligibility and program rules, and these offer terms prevail in relation to this offer. For further information on program eligibility, refer to the CommBank Yello Terms and Conditions.