Whether it’s a joint Everyday account or savings account, merging your money can help you to:
First, agree on the basics:
Wondering if a joint account is right for you? This article may help you to decide
Our Smart Access account can come with two Debit Mastercards – one for each of you. Making it easy to shop, pay bills, withdraw cash and transfer money to and from your linked savings account at an ATM plus more.
The monthly account fee for the Smart Access account will be waived if you deposit at least $2,000 per month (or $1,000 if you're aged 21 to 24). The waiver will also apply if you're on Student Options, under 21 or you meet other criteria.1
If one or both of you bank with us
Know exactly how much money is in your account, what’s going out and when.
Our feature-packed, award-winning CommBank app helps you keep track.
Whether you’re saving for a holiday, car or a new home, combining your savings can make sense.
You can open any of our savings accounts with someone else.
The end of a partnership can be tough, and handling the financial matters might be challenging. Here’s some info that may help you if you’re faced with this situation.
1 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month and if you are 21 to 24 years old you will be exempt from monthly account fees if you deposit at least $1000 into the account each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 21 years of age, or you’re a full-time or part-time tertiary student at an Australian educational institution or undertaking an Australian Apprenticeship on Student Options. You may also be eligible for a different monthly account fee exemption if you have an aged disability or war veterans pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are part of a wealth package or are reliant on over the counter services because of a disability.
2 Bonus interest doesn’t apply on balances of $1m and more
The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for the transaction and savings accounts (PDF | 660KB) mentioned and Electronic Banking are available here or from any branch of the Commonwealth Bank. Fees may apply.
