Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if something is wrong. Tell me more.
Got a joint account? You can still order a Keycard even if your other account holder prefers to use a Debit Mastercard.
If you need to pay for things online or set up direct debit or recurring payments, a Debit Mastercard is a better option for you.
If you’re concerned about over-spending or have a tight budget and don’t want to stray off track, you can set a daily withdrawal limit on your Keycard – up to $2,000.
Keycards issued since 28th July 2008, have a withdrawal limit of $1,000. The daily withdrawal limit applies to cash withdrawals only, and does not apply to purchase transactions. You can change your daily card withdrawal limit (up to $2,000) in NetBank and the CommBank app.
Note: Withdrawal limits are per card and per calendar day (Sydney / Melbourne time) and Keycards are restricted to a maximum daily card limit of AUD$2,000 per day. If your account is linked to two cards e.g. Keycard and a Debit Mastercard, you can withdraw up to each daily withdrawal limit per card per day.
The embedded microchip adds security. It makes it more difficult to skim and fraudulently copy your card details. Plus, our 100% money back guarantee means you will never be liable for fraudulent use of your card, provided our Terms and Conditions are followed.
A Keycard doesn’t enable you to make purchases online.
The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for the transaction and savings accounts (PDF 660KB) mentioned and Electronic Banking are available here or from any branch of the Commonwealth Bank.