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Ready to apply?

To apply for an unsecured business overdraft online, check your:

  • Contact details are up to date in NetBank
  • Business details are up to date with the Australian Business Register (ABR) and the Australian Securities and Investments Commission (ASIC)

How to apply

  • You can open an account online if:

    • You’re an existing CommBank customer with a NetBank client number 
    • You’re a sole trader or single director of a domestic proprietary company
    • You have an ABN or ACN
    • Your business doesn’t have a tax debt or tax arrears with the Australian Taxation Office (ATO)

    More about Business Overdraft and eligibility

    If you’re not eligible to apply online, visit your nearest branch.

  • How to apply online

    1. We’ll ask you some questions and your consent to run a quick credit check.
    2. We’ll confirm your business overdraft interest rate and ask you to accept our Terms and Conditions and Letter of Offer.
    3. We’ll set up your business overdraft and link it to your preferred business transaction account.

    Get started