Help & support
Special offer available from 10 February 2026 for a limited time only. Available on term deposits with an 18-month term only. Conditions apply.*
Special offer available from 2 February 2026 for a limited time only. Available on term deposits with a 12-month term only. Conditions apply*
See all Term Deposit rates (PDF)
The above Term Deposit rates are available:
For amounts greater than $5,000,000 or non-individual customers, please contact any CommBank branch or your relationship manager.
Latest rates as of 10 February 2026. Interest rates on offer may vary at any time without notice.
There are no set up or establishment fees.
If you want to withdraw your Term Deposit before it matures you’ll need to give us 31 days' notice. You may incur a prepayment interest adjustment and administration fee.
The rates below are applicable to funds in the Term Deposit holding facility. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions for withdrawal or reinvestment for an agreed fixed term of one month or longer. You can give us instructions at any time, once you decide what you want to do.
Latest rates as of 10 February 2026. Interest rates on offer may vary at any time without notice.
If you reinvest on a day that isn’t an interest payment date, the new term will commence from the last interest payment date. No interest is paid on funds in the holding facility for the current seven day interest period if funds are withdrawn before the next interest payment date.
If your Term Deposit remains in the holding facility for longer than 26 weeks we’ll automatically renew your term as a rolling 1 month Term Deposit at the advertised rate at the time.
The fixed rate of return means you’ll always know what your investment’s worth and can plan how to use your earnings.
See, keep track of and manage your Term Deposit, alongside your other accounts, in NetBank.
Opt in and we’ll send you an email, SMS or a notification in NetBank before your Term Deposit matures. So you can let us know if you want to roll it over, withdraw it or arrange a combination of the two.
* Special offers disclaimer:
Available on balances from $5,000 to $5,000,000 with interest paid annually.
Special Offers are available on Term Deposits opened or renewed by personal or Self-Managed Super Fund (SMSF) customers only. The offer is not available to all other Business customers (including Financial Institutions). Personal and SMSF customers can access this special offer online via NetBank and the CommBank App, or visit their nearest branch. For renewing Personal Term Deposits, customers can also call 13 2221. For renewing SMSF Term Deposits, customers can call 13 1998. Rates are subject to change.
The target market for this product will be found within the product’s Target Market Determination.
This information has been prepared without considering your objectives, financial situation or needs. You should, before acting on this, consider the appropriateness of the product to your circumstances.
General Information and Terms and Conditions for Term Deposits and Electronic Banking are available here or from any branch of the Commonwealth Bank. Please view our Financial Services Guide (PDF68KB).
Interest rates on offer may vary at any time without notice.
