Banking isn’t one size fits all. And for Australians with ADHD, autism, dyslexia and other forms of neurodivergence, managing money can come with an extra layer of stress, from cognitive overload to anxiety while in branch.
Now, CommBank has launched a dedicated Neuroinclusive banking experience, designed in collaboration with neurodivergent customers, to make banking easier, calmer and more supportive. But what does that actually look like in real life?
Automatic payments can be a game changer
Impulsive spending and forgotten bills can turn everyday banking into a source of stress. For Amy Power, who lives with ADHD, these challenges once spiralled into credit card debt. “I can be quite an impulsive spender and it has caused me to overspend and rack up credit card debt,” she says. “I’ve historically found it quite stressful and have avoided looking at my finances altogether, meaning the debt has gotten worse without me realising.”
While there’s no single fix, Amy has found that tools that remove the burden of memory make a huge difference. “I’ve found setting up automatic payments really works for me. The essentials are paid for as soon as I get my salary and whatever money is left over is more flexible,” she says.
Amy also finds tools that track expenses can be quite handy, too: “I can clearly see what I’m spending on.” Money Plan in the CommBank app is one such example; it monitors what you’re spending and allows you to set budgets for different categories, such as transport or dining.
With the help of features like automated transfers, Amy’s relationship with money is shifting. “Recently, I’ve tried to be more conscious about spending and it definitely feels exciting to see my savings grow. It’s a great source of dopamine!”