Get rewarded for your everyday business expenses and included international travel insurance.
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Business Platinum Credit Card
- $300 annual fee
- 20.74% p.a. purchase interest rate
- Up to 55 days interest free on purchases
- Minimum credit limit of $6,000
- Eligible for CommBank Yello? Earn uncapped Yello points on eligible business spending1
- Access to international travel insurance when you spend at least $500 in a single transaction on prepaid travel using your card and activate before you travel4
- Transit accident insurance (up to $250,000) and unauthorised transaction insurance
- Lock, Block, Limit®2 your credit card
- Save time on data entry with automatic bank feeds sent to your accounting software such as Xero or MYOB.
- Higher interest rates compared to our Business Low Rate and Interest-Free Days credit cards
- Higher annual fee compared to our other credit cards
Already a customer?
New customer or don't bank online with us?
Low Rate Credit Card
Enjoy the convenience of no annual fee and a competitive interest rate.
- No annual fee
- 14.55% p.a. purchase interest rate (no interest-free period)
- 14.55% p.a. interest rate for cash advances*
- Minimum credit limit of $500
- Transit accident insurance (up to $250,000) and unauthorised transaction insurance
- Lock, Block, Limit®2 your credit card
- No additional cardholder fee
- Save time on data entry with automatic bank feeds sent to your accounting software such as Xero or MYOB
• No annual fee • 14.55% purchase interest rate • Up to 55 days interest free on purchases - ideal cash flow for small business owners • Transit accident insurance (up to $250,000) • Lock, Block, Limit® your credit card |
- No interest free period on purchases
- You won’t earn Awards points
- Travel insurance isn’t included
Already a customer?
New customer or don't bank online with us?
Interest-Free Days Credit Card
A flexible and convenient card with up to 55 days interest free on purchases.
- $60 annual fee
- 17.57% p.a. purchase interest rate
- 17.57% p.a. interest rate for cash advances*
- Minimum credit limit of $500
- Up to 55 days interest free on purchases
- Transit accident insurance (up to $250,000) and unauthorised transaction insurance
- Lock, Block, Limit®2 your credit card
- Save time on data entry with automatic bank feeds sent to your accounting software such as Xero or MYOB
- Higher interest rates and annual fee compared to our Business Low Rate credit card
- You won’t earn Awards points
- Travel insurance isn’t included
Already a customer?
New customer or don't bank online with us?
The outcome of the Credit Card Selector Tool is intended as a guide only. The products suggested for your consideration do not take into account your personal circumstances, financial situation or needs. You should consider the information provided about each card type to determine if it meets your needs before you apply. The display of products outside of the ‘Suggested’ and ‘Also consider’ options is not an indication of product ranking or suitability based on your responses.
* For cash advances, the cash advance fee will apply.
+ Source: DBM Consultants, customers 18+ with a rewards/loyalty card in the 12 months to March 2023.
1How you earn or redeem CommBank Yello points will be subject to the CommBank Yello Program Terms & Conditions including holding an eligible transaction account. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards, Business Gold Awards and Business Platinum credit card).
2Lock, Block, Limit does not apply to transactions that are flagged as recurring (e.g. direct debits) and transactions not sent to us for authorisation. Except for the spending cap, transactions made via Tap & Pay set up on a compatible smartphone or via a PayTag are not blocked. Some transactions made via CommBank branches, telephone, online or mobile banking, including transfers to other accounts, bill payments, and assisted cash withdrawals are also excluded. Other conditions apply.
3The monthly fee is charged at $12 for a $1,000 limit, $18 for a $2,000 limit or $22 for a $3,000 limit. If you don't have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you won't be charged a monthly fee for that statement period.
4Cover is provided by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598, AFS Licence No. 490058), and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907), for Commonwealth Bank of Australia (CBA). Limitations, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) and eligibility criteria apply. You may need to upgrade your travel insurance in order to have a comprehensive or extended level of cover. Before acting on this information you should consider the appropriateness of the product with regard to your personal circumstances. See the Card Insurances Combined Product Disclosure Statement & Financial Service Guide and Card Travel Insurance TMD (PDF) for details. Commonwealth Bank and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either Commonwealth Bank or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (Commonwealth Bank) receive a commission which is a percentage of your premium.
5We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will not incur any additional fees or interest charges.
Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our current Terms and Conditions for Business Finance as well as any other terms set out in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances.
View our:
- Financial Services Guide (PDF 59KB)
- Credit Card Conditions of Use (PDF 506KB)
- NetBank
- Terms and Conditions for Electronic Banking (PDF 135KB)
- CommBiz (PDF 325KB)
- Card Insurances Combined Product Disclosure Statement & Financial Service Guide
Consider these documents before making any decision about these products.
The Low Rate credit card, Interest-Free Days credit card, Business Awards credit card and Business Platinum credit card are personal liability business credit cards. Personal liability means you, not the business, are responsible for all amounts charged to the card, including amounts charged by any additional cardholder. We will recover any outstanding amounts from you, not from any company, partnership or other business entity that employs or engages you.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
