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About the Business Interest-Free Days credit card

Benefits

  • Designed for small business owners to manage cash flow
  • Make business purchases and not pay anything for up to 55 days, leaving money in the bank for longer
  • Avoid paying interest if you pay your monthly balance in full during the interest-free period
  • By choosing to take personal responsibility for your card, you can apply online now and receive your card in as few as 10 business days (pending credit approval)
  • Separate your business expenses from your personal, saving you time with every BAS 
  • Simple application process, no need to provide business financials

Features

  • Up to 55 days interest-free on your purchases
  • Competitive annual fee
  • Unsecured credit limit of up to $50,000 (based on eligibility criteria)
  • Option of one additional cardholder
  • Manage online with CommBiz or NetBank – request online statements, establish automated payments, order cards and change daily withdrawal limits
  • Complimentary transit accident insurance up to $250,000 for cardholders
  • Add your business name on the credit card beneath cardholder’s name

Rates and fees

Learn more

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Important information

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated. American Express is a trademark of American Express. The CommBank Business Awards American Express(R) Card is issued to the Commonwealth Bank of Australia pursuant to a license from American Express. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945. The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances.

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. Commonwealth Bank of Australia issues all products on this webpage. View our Financial Services Guide (PDF 59kb).

View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. View our Certificate of Transit Accident Insurance (PDF).

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