17.57%
Purchase interest rate

Up to 55 days
Interest-free period

$60
Annual fee

Features & benefits

Boost your business cash flow

  • Apply online for a minimum unsecured credit limit of $500, up to $50,000 (based on eligibility criteria)

Manage your card online

  • Automate payments, set up alerts and lock your card in NetBank or the CommBank app

Built-in cover & support

  • Transit Accident Insurance, Unauthorised Transaction Insurance1 and 24/7 emergency overseas assistance included

Enjoy unique experiences & attractions

CommBank Yello Cashback Offers

CommBank is working with big brands to give you cashback when you activate and redeem your personalised CommBank Yello Cashback Offers.

We'll send you shopping offers based on where you've shopped before, and similar places we think you'll like.

Available to eligible2 CommBank Mastercard® cardholders in the CommBank Yello Hub in the CommBank app.

Mobile screen: CommBank Yello Cashback Offers in the CommBank app

Rates & fees

Type
Rates & fees
Purchase interest rate
17.57% p.a.
Cash advance interest rate
17.57% p.a. Other cash advance fees may apply.3
Interest-free period
Up to 55 days
Annual fee
$60
Additional cardholder fee
$60 p.a.
Minimum credit limit
$500

Other fees may apply. For full details, refer to the Personal Liability Business Credit Cards Standard Fees and Charges (PDF).

Frequently asked questions

Yes, the Business Interest-Free Days credit card is a personal liability credit card. You are responsible for all amounts charged to the card, including any amounts charged by an additional cardholder.

No, the Business Interest-Free Days credit card isn't a points-earning card.

Follow these steps to activate your card in NetBank or the CommBank app.

Read this support article to learn how to add an additional cardholder to your business credit card.

You can set up an automated bank feed to sync your Business Interest-Free Days credit card transactions with your accounting software like Xero or MYOB. This helps reduce manual data entry and keeps your financial records up to date.

Learn more about the benefits of a bank feed and how to set it up.

Looking for a different business credit card?

Things you should know

1View our Certificate of Transit Accident Insurance (PDF) and Certificate of Unauthorised Transactions Insurance (PDF).

2The CommBank Yello Cashback Offers program (‘CommBank Yello Cashback Offers’) rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and meet the ‘Base eligibility criteria’ in the ‘CommBank Yello Terms and Conditions’ (latest version available on our website at commbank.com.au) (‘CommBank Yello’).

3For a full list of cash advance charges, refer to the Personal Liability Business Credit Cards Standard Fees and Charges (PDF).

Note: For cash advances and balance enquiries made through a non-Commonwealth Bank ATM in Australia, the ATM owner may charge you a fee, which will be disclosed at the time of the transaction. If you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the cash advance amount) if applicable. You should check the ATM owner’s fees that apply carefully before completing.

You can add your CommBank business credit cards to Apple Pay. 

Apple, the Apple logo, Apple Pay, Apple Watch, MacBook Pro, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International.

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF).

View Terms and Conditions for Electronic Banking (PDF)NetBank and CommBiz (PDF) and consider them before making any decision about these products. 

The CommBank Business Credit Cards are Personal Liability Business Credit Cards. By applying, you (the individual that is applying for a Business Credit Card) acknowledge that the Business Credit Card you are applying for provides for Personal Liability. We will look to you (and not any company, partnership or other business entity that may employ or engage you) to recover all amounts charged using the Business Credit Card, including any amounts charged by an additional cardholder.

Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit license 234945