Help & support
Make business moves with a $0 Business Transaction Account
Our Business Transaction Account is your everyday business bank account2, with a $0 Monthly Account Fee option.
Get 3.00% p.a.* interest on an 18 month Business Investment Account
Offer available from 8th August 2022 for a limited time only on balances from $5,000 to $1,999,999.3
*Interest paid annually.
30% off More nbn™ and phone plans. Plus free hardware on 24 month contract
Eligible businesses can save 30%, with the option to receive free phone hardware and modem on 24 month contract. T&Cs apply.
Following increases to the official cash rate, we've reviewed the interest rates on our products. See the latest changes, plus tips to help prepare your business in a rising rate environment.
Daily IQ5 is a free business insights tool that helps your business enhance performance and grow customers.
Or try Cashflow View in the CommBank app, to see a monthly summary of your incoming and outgoing cash flow on eligible business accounts.
Accept payments in person or online, and take comfort that Australia's largest financial institution is working hard to keep your transactions secure.
What type of finance is best for your business?
It's important to understand the differences between debt and equity finance when deciding the right way to finance your business.
A complete guide to taking your business online
If you’ve been considering how best to move your business online, there are a few things to consider before making the leap.
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. You can view the Terms and Conditions for Business Transaction and Savings Accounts (PDF), Merchant Agreement, our Financial Services Guide (PDF) and the Electronic Banking Terms and Conditions (PDF) and should consider them before making any decision about these products and services. Bank fees and charges may apply.
^The Canstar 2021 Bank of the Year Award was received in May 2020 for Online and Mobile Banking. For more information, visit canstar.com.au.
2 You can only open an account online if you're a new or existing customer who is either a sole trader or director of a private company (Pty Ltd). You'll need to set up your business with us so we can verify your business details with ASIC. Once your beneficial owners and nominated directors have verified their ID (we'll email them instructions to do this online), you'll be able to open and start using your account. You'll be providing information to us on behalf of directors and owners in accordance with our Privacy Policy - make sure you've got their permission to do so before you start.
3 This offer is available for customers eligible for a Business Investment account, however not applicable to Financial Institution customers. This offer cannot be used in conjunction with any other bonus or special interest offer. The target market for this product will be found within the product’s Target Market Determination. This information has been prepared without taking into account your individual or business needs and objectives. You can view the General Information and Terms and Conditions for Business Investment Accounts and our Financial Services Guide and should consider them before making any decision about these products and services.
4 The $0 terminal rental fee is available to eligible customers who apply for and open a new merchant terminal, and settle to a CommBank Business Transaction Account on eligible pricing plans. Offer valid until 31 December 2022 and subject to change. The $0 terminal rental fee offer means customers have their terminal rental fees waived for the first 6 months for up to a maximum of 3 terminals, available on Smart, Essential Lite and Essential Plus. The offer is only available at the initial application and can’t be extended to additional terminals after the application has been processed. Offer is not available for group deals (including Alliance Partners). For more information on our range of EFTPOS products and pricing plans, visit commbank.com.au/merchants.
5 Daily IQ has been prepared as a research tool for general informational purposes only and should not be relied on to make business decisions or for account reconciliation. The information may be incomplete or not up to date and may contain errors and omissions. Any projections and forecasts are based on a number of assumptions and estimates, including future events and contingencies, which may be inaccurate. Daily IQ is available to business customers with a CommBank Business Transaction Account. The Industry Sales Comparison, Busiest Times, Total Card Sales, Loyalty, Demographics and Location tools are only available to clients who have a CommBank merchant facility settling into a CommBank settlement account. Contact the NetBank Help Desk on 13 2221, or the CommBiz Help Desk on 13 2339 to find out if you are eligible.
The target market for these products will be found within the product’s Target Market Determination, available here.
