Help your business thrive

Make business moves with a $0 Business Transaction Account

Our Business Transaction Account is your everyday business bank account, with a $0 Monthly Account Fee option.

Apply online

$0 Merchant Terminal rental fee for 6 months on up to 3 terminals*

For businesses that need to accept fast, secure payments in-store or on the go.

See EFTPOS terminals

Our Restarter Loan offers a repayment holiday option of up to a year

To support our business customers, a loan of up to $5 million may be available to eligible small or medium sized businesses.3 

Explore Restarter Loan

Introducing our new EFTPOS terminal, Smart

Our Smart terminal has more connectivity options, apps, and features to help you take payments quickly and seamlessly.

Discover Smart terminal

Cyber notification for businesses

The Australian Cyber Security Centre has released an important alert about a critical security vulnerability that impacts many businesses and organisations globally.

Read cyber alert

Why CommBank?

Manage your business online

The CommBank app – Take care of business wherever you are with Australia’s #1 banking app.^

NetBank for business – Manage your business and personal finances all in one place, 24/7.  

CommBiz – Advanced online business banking with state-of-the-art security and customised access for different users. 

Turn insights into action

Daily IQ is a free business insights tool that helps your business optimise cash flow, enhance performance and grow customers.

The Vonto app can help you make smarter business decisions backed by data. It's free, no matter who you bank with.

Fast, secure payments and settlement

Accept payments in person or online, and take comfort that Australia's largest financial institution is working hard to keep your transactions secure. 

Offering fast payment processing and Same Day Settlement1, and support when you need it with 24/7 Australian-based customer service and terminal replacement within 4 hours.2

Explore payment options

Small business resources

Our home for resources, support, tools and events to help your business thrive.

Browse resources

Support for your business

Make better business decisions

CommBank Foresight has the latest research, insights and thought-leadership articles to help you future-proof your business.

Visit CommBank Foresight

Ready to speak with a business banker?

Things you should know

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. You can view the Terms and Conditions for Business Transaction and Savings Accounts (PDF), our Financial Services Guide (PDF) and the Electronic Banking Terms and Conditions (PDF) and should consider them before making any decision about these products and services. Bank fees and charges may apply. 

^ The Canstar 2020 Bank of the Year Award was received in May 2020 for Online and Mobile Banking. For more information, visit

* The $0 terminal rental fee is available to eligible customers who apply for and open a new merchant terminal between 25 October 2021 and 30 June 2022, and settle to a CommBank Business Transaction Account on eligible pricing plans. Offer valid until 30 June 2022 and subject to change. The $0 terminal rental fee offer means customers have their terminal rental fees waived for the first 6 months for up to a maximum of 3 terminals, available on Smart, Essential Lite and Essential Plus. The offer is only available at the initial application and can’t be extended to additional terminals after the application has been processed. Offer is not available for group deals (including Alliance Partners) or Bankwest. For more information on our range of EFTPOS products and pricing plans, visit

1 Same Day Settlement is available on all eftpos transactions made before 10.00pm (Sydney/Melbourne time) and all eCommerce transactions made before 5:30pm (Sydney/Melbourne time) for eligible customers with a CommBank transaction account and a linked CommBank merchant facility.

2 4 hour device replacement service is available for metro and 3-5 business days for remote areas. Remote area is anywhere which isn’t serviced by a technician, and only phone support is available.

3 Credit provided by the Commonwealth Bank of Australia. These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our Current Terms and Conditions for Business FinanceFinancial Services Guide and Business Transaction Account terms and conditions and consider them before making any decision about these products. Rates are subject to change. For current interest rates, visit business banking rates and fees. Fees, charges and Terms & Conditions apply.

The target market for these products will be found within the product’s Target Market Determination, available here.

Daily IQ has been prepared as a research tool for general informational purposes only and should not be relied on to make business decisions or for account reconciliation. The information may be incomplete or not up to date and may contain errors and omissions. Any projections and forecasts are based on a number of assumptions and estimates, including future events and contingencies, which may be inaccurate.