Features & benefits

World-wide access to your money

Use your debit card wherever Visa is accepted: online, in-store and over the phone.1

More ways to pay

Spend with your digital CommBank card or use Apple PayGoogle Pay, or Samsung Pay before your physical card arrives.

Security & fraud protection

Protect your money with card controls in the CommBank app and keep your accounts safe. 

Deals & discounts

Access a variety of deals and discounts to help your business save money and thrive.  

Getting started

  • Eligibility

    To get a Business Visa Debit Card, you'll need:

    • An eligible CommBank business account
    • To be a signatory on the account, where the method of operation is 'one to sign'
    • To be 18 years or older2
  • Rates & fees

    It’s free to order a Business Visa Debit Card.

    However, fees and charges may apply on your linked account.3


Eligible accounts

You can choose to get a Business Visa Debit Card when you open an eligible account.

An everyday business bank account.

$0 or $10

Monthly account fee options

  • Unlimited electronic transactions4
  • May be eligible to buy now, pay later with StepPay5

Society Cheque Account

For eligible not-for-profit and community organisations and associations.


Monthly account fee

  • Unlimited free electronic transactions and cash withdrawals
  • Free cheque transactions and assisted transactions 


Already have an account?

Log on to NetBank to order your Business Visa Debit Card

Order in NetBank

Unlock a range of offers with your Business Visa Debit Card

Explore deals and discounts available with your Business Visa Debit Card. 


You can use controls on your card to manage your spending. Go to Card settings in the CommBank app to set up controls. 

Business Visa Debit Cards don't have a transaction limit, however the daily withdrawal limit is $2,000. You can change your withdrawal limit in the CommBank app or NetBank. Withdrawal limits are calculated on a 24-hour period, midnight to midnight (Syd/Melb time).

Each authority on a business account may only have one Business Visa Debit Card. Find out how to give someone access to your business account.

Your business account may be ineligible for a card or have restrictions on it. For the fastest way to find out why, message us in the CommBank app. Otherwise call us on 13 1998, or visit your nearest branch.

Your card may take up to 7 business days to arrive. If you haven't received your card by then, message us in the CommBank app.

You can activate and use your digital CommBank card while you wait for your physical card to arrive. 

The Business Visa Debit Card doesn't earn any points. 

Follow these instructions to activate your card in NetBank or the CommBank app. 

You can lock your card in the CommBank app or in NetBank. 

Locking your card won't prevent recurring payments and Apple Pay, Google Pay or Samsung Pay transactions from being processed.

If you've locked your card because you've found a suspicious transaction, message us in the CommBank app and start the chat with "dispute transaction". Or you can call us any time on 13 1998.

Things you should know

  • 1Take your physical card when you travel overseas as not all countries have tap & pay widely available.

    An individual aged 16 or 17 may be eligible to hold this product if there is an individual who is 18 or over listed as an account authority on the linked eligible CommBank business transaction account.

    Transaction fees, charges and access fees (including international transactions) may apply on the Business Transaction Account or Society Cheque Account that's linked to your card.

    Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers, CommBiz and NetBank service fees and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Wholesale relationship managed customers may be notified at any time that their account is subject to transaction fees on electronic transactions and Commonwealth ATM cash withdrawals.

    StepPay is available to CommBank customers who meet our eligibility criteria and satisfy credit assessments, see Terms and Conditions (PDF).

    Expires 31 Dec 2024.

    Expires 31 Dec 2024. A 12-month commitment is required.

    You can add your CommBank business credit cards and Visa Business Debit card to Apple Pay. Some CommBank cards are ineligible for Apple Pay including Mastercard Business Debit Card and Corporate card.

    Apple, the Apple logo, Apple Pay, Apple Watch, MacBook Pro, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. 

    Google Pay is currently available for Android running 5.0 (Lollipop) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support. Full terms and conditions available on the Google Pay app. Google Pay is a trademark of Google LLC.

    Samsung Pay is available on Samsung Galaxy S6 and above, Note5, Note8, A5, A7, J5 Pro and J7 Pro phones and Samsung Gear S2 and above and Sport wearables. Full terms and conditions available on the Samsung Pay app. Samsung Pay is a trademark of Samsung Inc.

    Some offers may have charges in currencies other than AUD. For information about fees and charges for international payments please read our CommBank Business Transaction and Savings Accounts Terms and Conditions.

    This information has been generated using information provided to Commonwealth Bank by Visa. Commonwealth Bank (CommBank) does not guarantee the accuracy and completeness of the information in this page. We also don't recommend specific offers, services or providers. If you decide to claim any of offers through our website you will be dealing directly with the provider of that product or service and not with us. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

    This page offers links to other third party websites that may be interest to CommBank website visitors. When you click on these links you will leave CommBank and will be directed to another site. These sites are not under the control of Commonwealth Bank Australia.

    The target market for these products will be found within the product’s Target Market Determination, available here.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please read our Financial Services Guide (PDF). Full Terms and Conditions for Business Transaction and Savings Accounts (PDF) mentioned are available here or from any CommBank branch. Full terms and conditions for Electronic Banking are available here.