Features & benefits

Low interest rate

Help manage business expenses with a lower purchase interest rate.

Manage cash flow

Use your card to help manage short-term business expenses and cash flow.

Stay organised

Keep your business expenses in one place, making your business activity statement (BAS) easy.

Enjoy exclusive experiences

Access to a unique collection of experiences and offers exclusively for Mastercard® cardholders through Mastercard Priceless

CommBank Yello

Unlock more with CommBank Yello Offers

CommBank Yello is our rewards and recognition program, designed to help you get more from your banking. Eligible customers can enjoy personalised offers, discounts, presale access and exclusive experiences, plus earn and redeem CommBank Yello points through eligible shopping, travel and other Yello offers.

While this card doesn't earn CommBank Yello Points on everyday purchases, you can still access a range of CommBank Yello benefits and rewards.1

CommBank Yello

Rates & fees

Type
Rates & fees
Conditions
Purchase interest rate
14.55% p.a.
Cash advance interest rate
14.55% p.a.
Annual fee
$0
Additional cardholder fee
$0
Minimum credit limit
$500
Cash advances
  • ATM2: 1.50% of the transaction amount3
  • Commonwealth Bank over the counter4: $2.50 or 1.50% of the transaction amount (whichever is greater)3
  • Non-Commonwealth Bank over the counter15: $3.00 or 1.50% of the transaction amount (whichever is greater)3
  • Any other Commonwealth Bank network6: 1.50% of the transaction amount3
  • Overseas terminal or bank: $4.00 or 1.50% of the transaction amount (whichever is greater)3
  • Cash equivalent items or cash substitutes7: 1.50% of the transaction amount (whichever is greater)3

Other fees may apply. For full details, see the Personal Liability Business Credit Cards Standard Fees and Charges (PDF)

Things you should know

1 How you earn or redeem CommBank Yello points will be subject to the CommBank Yello Program Terms & Conditions including holding an eligible transaction account. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards, Business Gold Awards and Business Platinum credit card).

2 Charge applies to cash advances through a terminal of any financial institution in Australia, at ASB Bank in New Zealand and Commonwealth Bank in Indonesia.

3 A maximum charge of $150.00 (or a flat fee of $2.50 applies if your closing balance on previous business day was in credit).

4 Charge applies to cash advances at Commonwealth Bank branches.

5 Fee applies to cash advance transactions made at other financial institutions within Australia.

6 Charge applies to cash advances by way of funds transfer through NetBank, PhoneBank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 13 2221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan.

7 Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions or traveller’s cheques.

Note: For cash advances and balance enquiries made through a non-Commonwealth Bank ATM in Australia, the ATM owner may charge you a fee, which will be disclosed at the time of the transaction. If you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the cash advance amount) if applicable. You should check the ATM owner’s fees that apply carefully before completing. 

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our current Terms and Conditions for Business Finance as well as any other terms set out in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances.

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Consider these documents before making any decision about these products.

The Low Rate credit card, Interest-Free Days credit card, Business Awards credit card and Business Platinum credit card are personal liability business credit cards. Personal liability means you, not the business, are responsible for all amounts charged to the card, including amounts charged by any additional cardholder. We will recover any outstanding amounts from you, not from any company, partnership or other business entity that employs or engages you.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.