Special offer

  • 2.25% p.a. for 18 months

    Offer available from 13 May 2022 for a limited time only on balances from $5,000 to $1,999,999.1

Features and benefits

  • Earn guaranteed returns on your investment

    If you don’t need immediate access to your funds, you can maximise your surplus cash by earning a guaranteed rate of return.

  • Choose from a range of terms

    Our flexible terms range from anything as short as 8 days to as long as 5 years, so you can tailor your returns based on your business needs. 

  • Added flexibility of a holding facility

    If you forget to let us know or you haven’t decided yet what to do with your funds after maturity, we’ll keep your funds secure in our Business Investment Account holding facility for up to six months.

  • Support to meet your needs

    Your Relationship Manager will work in partnership with you to design a comprehensive business investment solution customised for your business savings goals.

Rates and fees

Fixed interest rates for deposits between $5,000 and $1,999,999.2

Interest rate
Interest paid
1 month
0.10% p.a.
At the end of the term
3 months
0.15% p.a.
At the end of the term
6 months
0.30% p.a.
At the end of the term
18 months
2.25% p.a.1
24 - 33 months
1.00% p.a.
60 months
2.00% p.a.

Latest interest rates as of 13 May 2022. Rate applies for a single term. Higher or lower rates may apply for subsequent terms. Rates on offer may vary at any time without notice.

See more Business Investment Account rates

For amounts greater than $1,999,999, or to find out the rates applicable for Financial Institution customers, please contact your Relationship Manager or call 1800 643 837 Monday to Friday, 8 am to 4:30pm (Sydney/Melbourne time).

If you don't provide instructions for your Business Investment Account at maturity, your funds will be automatically placed into our Business Investment Account holding facility by default. When your funds are in the holding facility, they’re renewed at a fixed interest rate every seven days until we receive your instructions. You can give us instructions at any time, once you decide what you want to do. Holding facility funds earn an interest rate, which may be lower than the rate offered for a fixed term and may be subject to change. If your funds have been left in the Business Investment Account holding facility for more than 6 months, we'll automatically renew your funds as a rolling 1 month term at the standard interest rate at the time, until you provide us with instructions.

Fees and charges

There are no set up or establishment fees.

If you want to withdraw your Business Investment Account before it matures, you’ll need to give us 31 days' notice. Early withdrawal may reduce returns and you may incur a prepayment interest adjustment and administration fee.


How to apply

  • To open a Business Investment Account, visit your local branch, contact your Relationship Manager, or call us at 1800 643 837 Monday to Friday, 8am to 4:30pm (Sydney/Melbourne time).

    Find a branch

Keep track of your investment

  • It’s important to keep track of your Business Investment Account so you can manage your investment before or once it matures.

    Manage online at any time

    View, track and manage your Business Investment Account alongside your other accounts in NetBank and the CommBank app.

    Know when it matures

    We will send you a letter roughly a week before your Business Investment Account matures, letting you know your options.

Choose your options at maturity

Whether you’ve given us instructions or not, you will also have a grace period of 7 days (including maturity date) to tell us what you want us to do with your funds.


Renew your Business Investment Account for another term to immediately lock in a new fixed interest rate. You can also top it up with additional funds or withdraw a portion of your funds.

Full withdrawal

Withdraw all of your investment, including the interest you’ve earned.

Place in holding facility

Place your funds in our Business Investment Account holding facility while you decide what to do.

If you don’t provide instructions to us, your funds will be placed in our holding facility until you let us know what you want to do.

Your funds will continue to earn an interest rate applicable to the Business Investment Account holding facility that’s paid weekly.

Let us know your maturity instructions

  • Simply let us know your maturity instructions through NetBank.

    Otherwise, you can contact your relationship manager, visit a branch, or call us at 1800 643 837 Monday to Friday, 8:00am to 4:30pm (Sydney/Melbourne time).

Things you should know

  • 1This offer is available for customers eligible for a Business Investment account, however not applicable to Financial Institution customers. This offer cannot be used in conjunction with any other bonus or special interest offer.

    2The above interest rates are not applicable to Financial Institution customers. If you are a Financial Institution customer, please contact your Relationship Manager for details of the interest rates available on your Business Investment Account.

    The target market for this product will be found within the product’s Target Market Determination.

    This information has been prepared without taking into account your individual or business needs and objectives. You can view the General Information and Terms and Conditions for Business Investment Accounts and our Financial Services Guide and should consider them before making any decision about these products and services.

    Interest rates on offer may vary at any time without notice.