Business credit cards - CommBank

BUSINESS CREDIT CARDS

Business credit cards

Awards credit cards

Business Awards credit card

Business Awards credit card

Perfect for those looking for a competitive interest-free period on purchases and to reward themselves for business purchases.

Tell me more

CommBank offers the largest rewards program of any bank in Australia+. Redeem points in-store at Myers and Flight Centre** or choose from over 1,000 Awards items.

Tell me more

Get a $200 voucher°° for eligible items on Amazon.com.au++ Apply by 14 February 2019 and spend $500 on your new card by 31 May 2019. Valid email address required. Other conditions and fees apply°°.

How to apply

Apply online and get a response in 60 seconds.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Interest-Free Days credit card

Interest-Free Days credit card

Interest-Free Days credit card

Designed for those looking for a card with a competitive interest-free period to help with business cash flow.

Learn more

How to apply

Apply online and get a response in 60 seconds.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Low Rate credit card

Low Rate credit card

Low Rate credit card

Ideal for small business owners looking for a line of credit with a competitive interest rate and no annual fee. 
Note, this product does not include an interest free day period.

Learn more

$250 cashback offer. Apply by 31 Jan 2019 and spend $500 within 90 days of card activation.*

How to apply

Apply online and get a response in 60 seconds.

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply now

or

Corporate credit cards

For larger companies who need to monitor employee expenses, set transaction limits and access expense reports in order to track, analyse and forecast expenses.

Learn more

Tools and resources

Choose the card to suit you from our range of Awards, Low Rate and Interest-Free Days cards.

Compare all cards

We make it easy to start and manage your business.

Tell me more

Find the right business account for your needs. 

Get started

Learn more about business

Financial Plan template

How to write a financial plan

Download the CommBank financial plan template and get started in 6 steps.

Learn more
Moving on up

Moving on up

How do you make the journey from self-employed to entrepreneur? 

Learn more
Buying a business checklist

Buying a business checklist

When you buy a stand-alone business or franchise, it’s essential to carry out your own checks to verify that the previous owner or franchisor has a solid underlying business system.

Learn more
Financing your banking

Financing your banking

There are several options available to fund your business, including grants, loans or even money from friends and family. 

Learn more
Business type

What type of business do you have?

Choosing the right structure is a crucial step when setting up a business. 

Learn more
Plan your finances

Plan your finances

Many small businesses fail due to insufficient planning and funding. 

Learn more

Things you should know

* Offer applies to new personal Low Rate, Low Rate Gold and Low Rate Business Credit Cards (personal liability) applied for between 01/11/2018 and 31/01/2019 only. To be eligible for the $250 cashback, you need to spend $500 on eligible purchases using your new card within the first 90 days of card activation (excludes balance transfers, cash advances and any purchase that is reversed or refunded). Offer excludes CommBank Essentials credit cards, all existing cards, switches from other card types and is not available to customers who currently hold, or have held, any of the above cards types in the 12 months prior to 01/11/2018. Offer only available on one credit card per customer, can be withdrawn at any time, and cannot be used in conjunction with any other offer. Cash back will be credited within 60 days of you meeting the eligibility criteria and will appear on your statement as ‘CASHBACK $250’. You will be ineligible for the cash back if your account is closed, switched to another card, or in default at any time prior to the cash back being credited to your account.

Applications for credit cards are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.  Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945.

°° AU$200 Amazon voucher: To be eligible to receive an AU$200 voucher redeemable on eligible items on amazon.com.au you need to apply for a new CommBank Awards, Business Awards, Platinum Awards, Business Platinum Awards or Diamond Awards credit card (“eligible card”) between 06.11.2018 and 14.02.2019 and spend AU$500 on eligible purchases using your new card by 31 May 2019 (includes BPAY transactions, payments to the ATO but excludes balance transfers, cash advances and any purchase or transaction that is subsequently reversed or refunded). The AU$200 voucher will be provided in the form of a Promotional Code sent to you by email usually within 30 days (but may take up to 60 days) of you meeting the eligibility criteria, provided you give us your current email address when you apply for your card. Vouchers/Promotional Codes will not be reissued if the email address you provided is incorrect or invalid. Use of the Promotional Code is subject to amazon.com.au terms and conditions.

++ These terms and conditions apply to the use of the unique AU$200 Promotional Code emailed to eligible CBA customers for redemption via amazon.com.au or the Amazon app on purchases of eligible item(s) (“Promotional Code”). For the purpose of these terms and conditions, “eligible items” refers to any items sold on amazon.com.au other than membership subscriptions (e.g. Audible) and gift cards. Amazon's standard delivery rates and policies will apply to purchases made on amazon.com.au or via the Amazon app. The Promotional Code may be redeemed in any number of transactions up to the value of the Promotional Code. To redeem the Promotional Code, shop on amazon.com.au or the Amazon app, add eligible items to your cart, then enter the Promotional Code into the relevant field during the checkout process and the Promotional Code will be applied to your order. If you return any eligible item purchased using the Promotional Code, Amazon AU will only refund the price actually paid for the item (that is, less the value of the Promotional Code) and the Promotional Code will be invalidated. The Promotional Code is not transferable and may not be resold. The Promotional Code cannot be used on pre-existing orders and will not apply to orders placed with 1-Click. If you violate any of these terms and conditions, the Promotional Code will be invalid. Amazon.com.au’s Conditions of Use and Sale apply to purchases made on amazon.com.au or via the Amazon app. The Promotional Code is valid (up to the value of the Promotional Code) until 11:59PM (AEDT) on 4 December 2028.

Applications for credit cards are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945.

+ Source: Roy Morgan Research, customers 18+ with a rewards/loyalty card in the 12 months to February 2017.

s Available in-store at Myer only. Ask a Myer team member in-store to check the redeemable value of your points. Points cannot be redeemed for cash. A minimum redemption and a maximum of 1 million points redemption applies per day. Some exclusions apply, including using points to pay Myer card accounts, lay-by, purchases at some food and service outlets; and Miele appliances. More information is available at myer.com.au. Refer to the CommBank Awards website, accessible through NetBank, for full terms and conditions.

** A minimum redemption of 2,500 Awards points applies. All travel products and offers from Flight Centre Limited are subject to availability and can only be booked by the general public. The redemption of Awards points for travel at Flight Centre Limited is subject to terms and conditions of the CommBank Awards program available at commbank.com.au as well as booking agency online and retail booking terms and conditions. Flight Centre locations include: Flight Centre locations include: Flight Centre, Student Flights and Travel Associates retail travel agencies. Flight Centre Limited (ABN 25 003 377 188) trading as Flight Centre, Student Flights & Travel Associates. Lic No. QLD TAG262, NSW 2TA2719, ACT 18800224, VIC 31089, TAS TAS031, SA TTA254, WA 97A 589, NT 008.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. Before 1 October 2018, view our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here. After 1 October, view our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here. Please view our Credit Card Conditions of Use.

The CommBank Business Credit Cards are Personal Liability Business Credit Cards. By applying, you (the individual that is applying for a Business Credit Card) acknowledge that the Business Credit Card you are applying for provides for Personal Liability. We will look to you (and no any company, partnership or other business entity that may employ or engage you) to recover all amounts charged using the Business Credit Card, including any amounts charged by an additional cardholder.