Features & benefits

  • Manage cash flow – with a low rate you can choose to fund larger business expenses over time
  • Customisable controls for different cardholders, including transaction limits and monthly spending limits
  • Manage expenses electronically – get detailed reports to analyse and forecast expenses
  • Easy admin with CommBiz – order new cards or PINs, change cardholder limits, cancel or reissue cards, make payments 24/7 and more
  • Use wherever Mastercard® is accepted

Extra protection

  • Complimentary transit accident insurance up to $250,000 for cardholders
  • Unauthorised Use insurance up to $150,000 a year~

Rates & fees

Rates & fees
Interest rate
14.55% p.a.
Annual fee for 1-49 cards
$40 per card

Annual fee for 50-499 cards
$32 per card
Annual fee for 500+ cards
$24 per card
Establishment fee
Payable on:
  1. Account holder accepting the Bank’s offer
  2. Bank approving account holder’s request for credit limit increase
Emergency issue/lost/replacement card fee
May be charged on card replacement.
Late payment charge
Charged if the minimum payment is not received by the due date.
Overlimit charge
Charged when we first allow you to exceed your credit limit in a statement period.

Other standard fees and charges apply. For full details, see the Corporate Cards fees and charges brochure (PDF) and the latest rates and fees for CommBank business products.

Things you should know

Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Current Terms and Conditions for Business Finance, as well as any other terms set out in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. Commonwealth Bank of Australia issues all products on this webpage. View our Financial Services Guide (PDF 59kb).

View Terms and Conditions for Electronic Banking (PDF 135kb)NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. 

~ View our Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here.