Economic updates

State & territory perspectives

Most states are showing encouraging signs of recovery, with NSW and VIC seeing improved employment and sentiment, despite some softness in consumption. QLD and WA are leading the way with strong business conditions and investment activity. SA, TAS, and NT are also contributing positively, with low unemployment, rebounding demand, and strong annual consumption growth.1

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Latest research & insights

The Global Economic & Markets Research team provides clients with regular, real-time research and insights enriched by CommBank internally generated data. Discover how changes in the economy across income, savings, expenditure and lending can impact your business.

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Regional Australia: The nation’s destination of choice

CommBank and the Regional Australia Institute release the latest quarterly Regional Movers Index revealing the continued appeal of country towns and rural communities.

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Agribusiness

Our specialised agribusiness team can support you with agri-specific and sustainable finance solutions to help your business grow and build resilience. 

A note from the Acting GM

“Conditions continue to be challenging across the country with floods impacting QLD and NSW, and drought conditions in SA, VIC and WA.  Our priority remains proactively supporting our customers through several measures of assistance. If you do require support, please reach out to your banker.

More broadly, the conversation around global trade continues with focus on both US and EU markets equally providing potential opportunities and challenges. 

Finally, AI adoption continues to increase across agriculture with rapid advances in this technology providing tangible benefits in reducing costs, increasing efficiency and supporting sustainability.” 

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Geopolitics take hold of agricultural markets

The Israel versus Iran conflict is the most recent iteration of escalating geopolitical disruption following Russia’s invasion of Ukraine and the Houthi rebel attacks in the Red Sea. The initial confrontation caused a 9% rally in global wheat prices, but as of 25 June prices have almost returned to pre-war levels. While geopolitical disruption causes short-term price upside, in the longer term, escalating disruption could lead to a ‘lower for longer’ period for wheat prices as government’s prioritise self-sufficiency in food production.

Go deeper in the Agri Podcast with Dennis Voznesenski, Sustainability and Agriculture Economist, CommBank.

Listen to the podcast

You’re invited: Understand your emissions

Ruminati is an emissions tool made by farmers, for farmers. CommBank customers that run a livestock (beef, sheep or beef feedlot), cropping, cotton or dairy operation, are eligible to try the tool and upskill with complimentary workshops. Opportunities are available each week to attend a 60-minute session, and you’ll leave with your baseline emissions report.

Contact your Agribusiness Executive to find out more about Ruminati.

Brighter Perspectives

Spark brighter ideas with our latest stories backed by expert know-how and data-led insights.

The impacts of increased healthcare spending

The new CommBank Health Insights report shows Australians lifted overall healthcare spending by 7.9% in the past year. Peter Girvan, Head of CommBank Health, shares how businesses can respond to the shifts and what these uplifts could unlock for patients, providers and practitioners.

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Investing in India: an unparalleled opportunity

With two-way trade already at AU$49 billion and a one-million-strong Indian diaspora, conditions are primed for building long-term commercial ties in this dynamic, high-growth market. Discover how India’s rapid economic growth presents a compelling opportunity for Australian businesses.

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Stay connected

Follow CommBank Business & Institutional on LinkedIn for updates across the business landscape.

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Business resources

Discover more ways CommBank can support your business.

How to prevent the #1 business scam threat

Email scams targeting businesses are becoming more advanced and harder to spot – and can be a quick way for criminals to infiltrate your defences. Get to know how CommBank protects you, and the proactive security measures you can adopt with your teams, processes and technology.

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Tax time tools and tips

With EOFY well underway, getting everything in order can stretch your resources. If you’re looking for tips on how to streamline processes, use our banking platform to get the information you need to file, or seek support, visit our Business Tax page.

Go to Business Tax page

Transforming financial management for growth

Many businesses grapple with cash flow peaks and troughs on the road to growth. In this article, we speak to Danny Farah, the CEO of Chief Capital Corp, about how the business uses unpaid invoices to unlock working capital and manage extended payment terms.

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Be your business’ first line of cyber defence

Strengthen your cyber security skills and better protect your business with the Cyber Wardens course. CommBank has partnered with the Australian Government, COSBOA and Telstra to launch a free resource to help make your business cyber-safe.

View Cyber Wardens course

Need financial hardship support for your business?

All businesses may experience financial difficulty at some time. We’re here to help.

Financial support for business

Things you should know

  • 1 State & Territory Quarterly Perspective – June 2025.

    The information in these articles and any opinions, conclusions or recommendations are reasonably held or made, based on the information available at the time of its publication but no representation or warranty, either expressed or implied, is made or provided as to the accuracy, reliability or completeness of any statement made.

    This page is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. You should consider seeking independent financial advice before making any decision based on this information.

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    Ruminati ABN 49 665 392 781 provides support to CommBank's Agri customers to baseline and model different options to help reduce net emissions and build long term resilience and profitability. CBA accept no liability for any acts or omissions by Ruminati in connection with the goods and services provided. You should read Ruminati’s terms and conditions & Privacy Statement. As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances.

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