Compare 0
Credit cards LOW RATE CARDS LOW FEE CARDS AWARDS CARDS INTEREST-FREE CARDS Add Card
Remove
Remove
Remove
Remove
Remove
Remove
Remove
Remove
Remove
Remove

Summary

Summary

lowest rate credit card

Summary

low rate credit card

Summary

low rate gold credit card

Summary

low fee credit card

Summary

low fee gold credit card

Summary

awards credit card

Summary

platinum awards credit card

Summary

diamond awards credit card

Summary

CommBank Ultimate Awards credit card

Summary

CommBank Neo card

What you’ll get

  • A low interest rate on purchases of 9.90% p.a.
  • Monthly fee: $2 when you choose online statements and set up automatic payments from a CommBank transaction account using AutoPay. Otherwise monthly fee is $5^1
  • $3,000 maximum credit limit so you stay in control of your spending
  • Up to 55 Days interest free on purchases

Trade-offs

  • You won’t earn Awards points6
  • Travel insurance is not included2
  • Cash advances are blocked10
9.90
9.90

What you’ll get

  • A interest rate on purchases of 13.24% p.a.
  • Annual fee: $59
  • Up to 55 days interest free on purchases

Trade-offs

  • You won’t earn Awards points6
  • Travel insurance is not included2
  • Higher annual fee compared with our Low Fee credit card
  • Higher interest rates compared to our CommBank Essentials and CommBank Neo cards

What you’ll get

  • A low purchase interest rate of 13.24% p.a.
  • Annual fee: $89
  • Enjoy included international travel insurance2
  • Up to 55 days interest free on purchases

Trade-offs

  • You won’t earn Awards points6
  • Higher annual fee9 compared with some of our other credit cards
  • Higher interest rates compared to our CommBank Essentials and CommBank Neo cards

What you’ll get

  • $0 annual fee in the first year and subsequent years when you spend $1,0003
  • Interest rate on purchases: 19.74% p.a.
  • Up to 55 days interest free on purchases

Trade-offs

  • You won’t earn Awards points6
  • Higher interest rates on purchases compared to our Low Rate credit cards 
  • May not be suitable if you only make minimum repayments over a prolonged period of time

What you’ll get

  • $0 annual fee in the first year and subsequent years when you spend $10,0004
  • Interest rate on purchases: 19.74% p.a.
  • Enjoy included international travel insurance2
  • Up to 55 days interest free on purchases 

Trade-offs

  • You won’t earn Awards points6
  • Higher interest rates on purchases compared to our Low Rate credit cards 
  • May not be suitable if you only make minimum repayments over a prolonged period of time

What you’ll get

  • Earn 1 Awards point per dollar spent6
  • Interest rate on purchases: 20.24% p.a.
  • Annual fee: $59
  • Up to 55 days interest free on purchases

Trade-offs

  • Travel insurance is not included2
  • Higher annual fee compared to our Low Fee credit cards
  • Higher interest rates on purchases compared to our Low Rate and Low Fee credit cards
  • May not be suitable if you only make minimum repayments over a prolonged period of time

What you’ll get

  • Earn 1 Award point per dollar spent6
  • Interest rate on purchases: 20.24% p.a.
  • Annual fee: $249
  • Up to 55 days interest free on purchases 
  • Enjoy included international travel insurance2

Trade-offs

  • Higher annual fee compared to some of our other credit cards 
  • Higher interest rates on purchases compared to our Low Rate and Low Fee credit cards 
  • May not be suitable if you only make minimum repayments over a prolonged period of time

What you’ll get

  • Earn 1.25 Awards points per dollar spent6
  • Interest rate on purchases: 20.24% p.a.
  • Annual fee: $349
  • Up to 55 days interest free on purchases 
  • Enjoy included international travel insurance2

Trade-offs

  • Higher annual fee compared to some of our other credit cards
  • Higher interest rates on purchases compared to our Low Rate and Low Fee credit cards
  • May not be suitable if you only make minimum repayments over a prolonged period of time

What you’ll get

  • Earn up to 3 Awards points per dollar spent for up to $10,000 in a statement period6
  • Interest rate on purchases: 20.24% p.a.
  • No monthly fee if you spend at least $2,500 in your statement period and choose to receive online statements7
  • Up to 55 days interest free on purchases
  • Enjoy included international travel insurance2

Trade-offs

  • Higher fee compared to some of our other credit cards, if you don’t spend $2,500 in your statement period and choose to receive online statements 
  • Higher interest rates on purchases compared to our Low Rate and Low Fee credit cards 
  • May not be suitable if you only make minimum repayments over a prolonged period of time
  • Not eligible for Wealth Package benefits

What you’ll get

  • Flat monthly fee: $12 for a $1,000 limit, $18 for a $2,000 limit, $22 for a $3,000 limit
  • Pay $0 if you don’t use your card and pay your total balance owing in full^15
  • Interest rate on purchases: 0% p.a.
  • No foreign exchange fees

Trade-offs

  • You won’t earn Awards points6
  • Travel insurance is not included2
  • Cash advances are blocked10

Limited time offer:

Enjoy the flexibility of 0% p.a. on purchases for 16 months. Apply by 28 February 2022.^

Limited time offer:

$100 cashback. Apply by 28 February 2022 and spend $1,000 on purchases within 90 days of card activation.*

Limited time offer:

$150 cashback. Apply by 28 February 2022 and spend $1,000 on purchases within 90 days of card activation.~

Limited time offer:

Enjoy 50,000 bonus Qantas Points or 70,000 CommBank Awards points

Apply for a new Platinum Awards credit card by 28 February 2022 and spend $4,000 within 90 days.#

Limited time offer:

Enjoy 70,000 bonus Qantas or 100,000 CommBank Awards points

Apply for a new Ultimate Awards credit card by 28 February 2022 and spend $5,000 within 90 days.#

Insurance2

Insurance2

Insurance2

Insurance2

Insurance2

Insurance2

Insurance2

Insurance2

Insurance2

Insurance2

Insurance2

International travel insurance

International travel insurance

International travel insurance

International travel insurance

International travel insurance

International travel insurance

International travel insurance

International travel insurance

International travel insurance

International travel insurance

International travel insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Purchase security insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Extended warranty insurance

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Interstate Flight Inconvenience

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Transit Accident Insurance

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Price Guarantee

Rates9

Rates9

Rates9

Rates9

Rates9

Rates9

Rates9

Rates9

Rates9

Rates9

Rates9

Purchase interest rate

Purchase interest rate

9.90% p.a.

Purchase interest rate

13.24% p.a.

Purchase interest rate

13.24% p.a.

Purchase interest rate

19.74% p.a.

Purchase interest rate

19.74% p.a.

Purchase interest rate

20.24% p.a.

Purchase interest rate

20.24% p.a.

Purchase interest rate

20.24% p.a.

Purchase interest rate

20.24% p.a.

Purchase interest rate

0% p.a.

Interest free period on purchases

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

up to 55 days

Interest free period on purchases

N/A

Balance transfer rate for the first 5 months

Balance transfer rate for the first 5 months

Balance transfers not available

Balance transfer rate for the first 5 months

5.99% p.a.

Balance transfer rate for the first 5 months

5.99% p.a

Balance transfer rate for the first 5 months

5.99% p.a.

Balance transfer rate for the first 5 months

5.99% p.a.

Balance transfer rate for the first 5 months

5.99% p.a.

Balance transfer rate for the first 5 months

5.99% p.a.

Balance transfer rate for the first 5 months

5.99% p.a.

Balance transfer rate for the first 5 months

5.99% p.a. 

Balance transfer rate for the first 5 months

Balance transfers not available

Cash advance rate

Cash advance rate

9.90% p.a. Cash advances are blocked. Exceptions may apply10

Cash advance rate

21.24% p.a.

Cash advance rate

21.24% p.a.

Cash advance rate

21.24% p.a.

Cash advance rate

21.24% p.a.

Cash advance rate

21.24% p.a.

Cash advance rate

21.24% p.a.

Cash advance rate

21.24% p.a.

Cash advance rate

21.24% p.a.

Cash advance rate

Cash advances are blocked. Exceptions apply10

Minimum credit limit

Minimum credit limit

$400

Minimum credit limit

$500

Minimum credit limit

$4,000

Minimum credit limit

$500

Minimum credit limit

$4,000

Minimum credit limit

$500

Minimum credit limit

$6,000

Minimum credit limit

$15,000

Minimum credit limit

$6,000

Minimum credit limit

Available limits: $1,000, $2,000 or $3,000

Maximum credit limit

Maximum credit limit

$3000

Maximum credit limit

Maximum credit limit

Maximum credit limit

Maximum credit limit

Maximum credit limit

Maximum credit limit

Maximum credit limit

Maximum credit limit

Maximum credit limit

Available limits: $1,000, $2,000 or $3,000

Fees9

Fees9

Fees9

Fees9

Fees9

Fees9

Fees9

Fees9

Fees9

Fees9

Fees9

Annual or monthly fee

Annual or monthly fee

Up to $60

$2 monthly fee when you choose online statements on your CommBank Essentials account and set up automatic payments (AutoPay) from a CommBank transaction account. Otherwise monthly fee is $51

Annual or monthly fee

$59 per year

Annual or monthly fee

$89 per year

Annual or monthly fee

$29 or $0 per year3

Annual or monthly fee

$89 or $0 per year4

Annual or monthly fee

$59 per year

Annual or monthly fee

$249 per year

Annual or monthly fee

$349 per year

Annual or monthly fee

$35 or $0 per month7

Annual or monthly fee

  • $12 monthly fee for a $1,000 limit
  • $18 monthly fee for a $2,000 limit
  • $22 monthly fee for a $3,000 limit
  • Pay $0 if you don’t use your card and pay your total balance owing in full15

Minimum monthly payment

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit, 
  • 2% of the closing balance rounded down to the nearest dollar, or
  •  $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit, 
  • 2% of the closing balance rounded down to the nearest dollar, or
  •  $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Minimum monthly payment

If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:

  • any amount you owe that exceeds your credit limit,
  • 2% of the closing balance rounded down to the nearest dollar, or
  • $25.

Late payment fee

Late payment fee

$20

Late payment fee

$20

Late payment fee

$20

Late payment fee

$20

Late payment fee

$20

Late payment fee

$20

Late payment fee

$20

Late payment fee

$20

Late payment fee

$20

Late payment fee

$0

Additional cardholder fee

Additional cardholder fee

Free

Additional cardholder fee

Free

Additional cardholder fee

Free

Additional cardholder fee

Free

Additional cardholder fee

Free

Additional cardholder fee

$10 p.a.

Additional cardholder fee

$10 p.a.

Additional cardholder fee

$10 p.a.

Additional cardholder fee

Free

Additional cardholder fee

Free

International transaction fees

International transaction fees

Yes

International transaction fees

Yes

International transaction fees

Yes

International transaction fees

Yes

International transaction fees

No11

International transaction fees

Yes

International transaction fees

Yes

International transaction fees

Yes

International transaction fees

No11

International transaction fees

No11

Awards6

Awards6

Awards6

Awards6

Awards6

Awards6

Awards6

Awards6

Awards6

Awards6

Awards6

Awards points

Awards points

Awards points

Awards points

Awards points

Awards points

Awards points

1 per dollar spent.6

Awards points

1 per dollar spent.6

Awards points

1.25 per dollar spent.6

Awards points

Up to 3 per dollar spent6

Awards points

Points capping

Points capping

Points capping

Points capping

Points capping

Points capping

Points capping

Up to 50,000 p.a.

Points capping

Up to 150,000 p.a.

Points capping

Up to 1,000,000 p.a.

Points capping

Unlimited points

Points capping

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Wide range of rewards

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Redeem points instantly at Myer and Flight Centre

Security

Security

Security

Security

Security

Security

Security

Security

Security

Security

Security

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

Lock, block, limit®

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

100% money back guarantee

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Secure internet shopping

Emergency support

Emergency support

Emergency support

Emergency support

Emergency support

Emergency support

Emergency support

Emergency support

Emergency support

Emergency support

Emergency support

Additional Features

Additional Features

Additional Features

Additional Features

Additional Features

Additional Features

Additional Features

Additional Features

Additional Features

Additional Features

Additional Features

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Contactless payments

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Worldwide acceptance

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard Travel Rewards13

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

Mastercard® Airport Experiences provided by LoungeKey14

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

CommBank Rewards16

or

Already a customer banking online with us?

Save time using your
Netbank details

 

Apply in Netbank

New customer or don't bank online with us?

Apply now

or

Things you should know

CommBank Credit Card Conditions of Use

Commonwealth Awards Program Terms and Conditions

Standard fees and charges for credit card services

1 The annual fee is charged at $5 per month or $2 per month if you:

• Set up automated monthly repayments through our credit card AutoPay from a CommBank transaction account and

• Opt in to receive online statements on your CommBank Essentials account through NetBank (and to enable this, you maintain your NetBank facility and provide us with a valid email address)

2 For a set period per trip when you activate your cover. Restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) limits and excesses may apply. Refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full details.

3 No annual fee in the first year. We'll waive the annual fee in subsequent years if you spend $1,000 or more in the previous year. Spend includes all purchases and cash advances, fully processed in that year (excludes pending transactions) minus any refunds.

4 No annual fee in the first year. We’ll waive the annual fee in subsequent years if you spend $10,000 or more in the previous year. Spend includes all purchases and cash advances, fully processed in that year (excludes pending transactions) minus any refunds.

5 DBM Consultants, customers 18+ with a rewards/loyalty card in the 12 months to June 2019.

6 How you earn or redeem CommBank Awards points will be subject to the Commonwealth (CommBank) Awards Program Terms & Conditions. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards card). The number of points you can earn may be capped. Awards and the number of points required for Awards are subject to change at any time without notice.

How Ultimate Awards points work: 

You can earn up to 3 Awards points for eligible purchases you make on the Ultimate Awards card. 

You get 3 Awards points for every $1 spent on international transactions. International transactions include any purchase you make overseas or when shopping online from Australia if the merchant or entity who processes the payment is based overseas. 

You get 2 Awards points for every $1 spent at major Australian supermarkets, department stores and petrol stations. Earning these points depends on how the merchant categorises their business and provide us this information (directly or through their financial institution). You’re unable to get these points if you use an intermediary platform such as PayPal for these transactions.

You get 1 Awards point for every $1 spent on all other purchases. 

Once you have spent $10,000 in any given statement period, you will earn 0.5 Awards points for every dollar you spend on any other purchases within that period. 

7 No monthly fee if you (i) spend at least $2,500 on your Ultimate Awards credit card in your statement period and (ii) choose to receive online statements.

Spend includes all purchases and cash advances made using your Ultimate Awards credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions). You can opt in to receive online statements through NetBank or the CommBank app, which will require a valid email address.

8 Refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full details.

9 Interest rates and fees apply and are subject to change. Please see Standard fees and charges for credit card services for more details. Applications for finance are subject to the Bank's normal credit approval. Full conditions of use will be included in our Letter of Offer.

10 We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will attract interest from the date the transaction is made until it’s repaid. For CommBank Neo, these will not incur any additional fees or interest charges.

11 Pay no international transaction fees on purchases or cash advances you make overseas or in Australia (for example online) where the merchant or financial institution or entity processing the transaction is located overseas. For international cash advances, the cash advance fee will apply (excluding CommBank Essentials and CommBank Neo cards which do not offer cash advances).

12 Pay with CommBank Awards points available in-store at Myer only. Ask a Myer team member in-store to check the redeemable value of your points. Some exclusions apply, including using points to pay Myer card accounts, lay-by, purchases at some food and service outlets; and Miele appliances. More information is available at myer.com.au. Points cannot be redeemed for cash. A maximum of 1 million points redemption per day applies. Refer to the CommBank Awards website, accessible through NetBank, for full terms and conditions. Redemption of Awards points using your credit card via Apple Pay is unavailable in-store at Myer stores Australia-wide. Customers must use their Awards credit card to pay with points at Myer.

All travel products and offers from Flight Centre Travel Group are subject to availability and can only be booked by the general public. The redemption of Awards points for travel at Flight Centre Travel Group is subject to terms and conditions of the CommBank Awards program available at commbank.com.au as well as booking agency online and retail booking terms and conditions. Flight Centre Travel Group (ABN 25 003 377 188) trading as Flight Centre and Travel Associates. ATAS Accreditation No. A10412

13 Mastercard Travel Rewards are only available through participating merchants outside Australia. To receive the advertised cashback, pay with your Diamond or Ultimate Awards Mastercard at a participating overseas merchant and meet the offer’s terms and conditions. You must pay in the overseas currency of the offer – transactions made in Australian dollars are not eligible. An international transaction fee will apply for Diamond Awards cardholders only. Cashbacks may take up to 30 days to appear on your statement. Visit mtr.mastercardservices.com for a list of participating merchants and to find out more.

14 To gain access to participating airport lounges, you must present your Ultimate Awards card or your digital lounge access code on the Mastercard® Airport Experiences app, along with your boarding pass and identify yourself as a LoungeKey member for validation. 

15 If you don't have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you won't be charged a monthly fee for that statement period. 

16 Eligible CBA credit or debit Mastercard customers, Business credit cards and StepPay customers, that are at least 18 years old, are not in hardship, and are not in default with any CommBank accounts can access CommBank Rewards through the latest version of the CommBank app. Terms and conditions including minimum spend requirements apply to CommBank Rewards and can be viewed within the CommBank app.

Each time you visit a lounge, you will be charged a lounge visit fee to your Ultimate Awards card. You will also be charged a lounge visit fee for each additional guest you bring with you. 

Please note, your lounge access may be blocked if your primary account is closed, in arrears, reported lost or stolen, or has been blocked by us for any reason. 

To redeem an offer visit the Mastercard® Airport Experiences app or airport.mastercard.com to select your preferred offer and generate an offer code. Present the valid offer code to the cashier and redeem the offer. Please note, offers vary by location. 

For information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions, visit airport.mastercard.com or call +61 2 7202 3584, 24/7.

# Offer available on new Ultimate Awards, Platinum Awards and Business Platinum Awards credit cards applied for between 01/10/2021 and 28/02/2022. Offer not available on all other card types, existing cards, and switches from other card types and is not available to customers who currently hold, or have held, any Awards card types in the 12 months prior. You will be ineligible for the bonus Qantas Points or CommBank Awards points if your credit card account is closed, transferred, or in default at any time prior to the points being credited to your account.

To be eligible for the 100,000 CommBank Awards points on a new Ultimate Awards card, you need to spend at least $5,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. 

To be eligible for the 70,000 bonus Qantas Points on a new Ultimate Awards card, you must opt-in to Qantas Points in your CommBank credit card application or via the CommBank Awards website prior to meeting the spend criteria. You need to spend at least $5,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. 

To be eligible for the 70,000 CommBank Awards points on a new Platinum Awards or Business Platinum Awards card, you need to spend at least $4,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. 

To be eligible for the 50,000 bonus Qantas Points on a new Platinum Awards or Business Platinum Awards card, you must opt-in to Qantas Points in your CommBank credit card application or via the CommBank Awards website prior to meeting the spend criteria. You need to spend at least $4,000 on eligible purchases (excludes balance transfers, cash advances and any purchase that is reversed or refunded) using your new card within the first 90 days of activation. 

Bonus points will appear on your credit card statement as ‘Bonus Awards’ within 90 days of you meeting the eligibility criteria. 

If you opt-in to Qantas Points after applying but before you meet the eligibility criteria, you will receive 70,000 bonus Qantas Points on a new Ultimate Awards credit card, or 50,000 bonus Qantas Points on a new Platinum Awards or Business Platinum Awards card.

If you don’t opt-in to Qantas Points, or you opt-out of Qantas Points prior to meeting the eligibility criteria, you will receive the Bonus CommBank Awards points associated with this offer (100,000 CommBank Awards points on a new Ultimate Awards card or 70,000 CommBank Awards points for a new Platinum Awards or Business Platinum Awards card) in place of Qantas Points.

The earning and redemption of CommBank Award points are subject to the CommBank Awards Program Terms and Conditions available at commbank.com.au/awardst&cs. Once CommBank Awards points are transferred to Qantas Points, they are governed by the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms and cannot be converted back to CommBank Awards points or redeemed under the CommBank Awards Program.

Offer only available on one credit card per customer. We reserve the right to close the offer prior to 28/02/2022.

^ Offer available on new Low Rate credit cards applied for between 01/10/2021 and 28/02/2022. Offer not available on all other card types, including Low Rate Gold, CommBank Essentials and CommBank Neo credit card, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 16 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 16 months from the date of card approval. At the end of the 16 month period, the interest rate will convert to the standard variable purchase interest rate at that time. We reserve the right to close the offer prior to 28/02/2022.

* Offer available on new Low Fee credit cards applied for between 01/10/2021 and 28/02/2022. Offer not available on all other card types, existing cards, switches from other card types, and new Low Fee credit cards if you currently hold, or have held, any Low Fee card type in the 12 months prior. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account. To be eligible for the $100 cashback on a new Low Fee card, you need to spend at least $1,000 on purchases (not including balance transfers and cash advances) using your new card within 90 days of activation. Cashback will be credited within 90 days of you meeting the spend criteria and will appear on your statement as ‘CASHBACK $100’. Cashback only available on one credit card per customer. We reserve the right to close the offer prior to 28/02/2022.

~ Offer available on new Low Fee Gold credit cards applied for between 01/10/2021 and 28/02/2022. Offer not available on all other card types, existing cards, switches from other card types, and new Low Fee credit cards if you currently hold, or have held, any Low Fee card type in the 12 months prior. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account. To be eligible for the $150 cashback on a new Low Fee Gold card, you need to spend at least $1,000 on purchases (not including balance transfers and cash advances) using your new card within 90 days of activation. Cashback will be credited within 90 days of you meeting the spend criteria and will appear on your statement as ‘CASHBACK $150’. Cashback only available on one credit card per customer. We reserve the right to close the offer prior to 28/02/2022.

Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124, Australian credit licence 234945.

Show more

Show less