Low rate credit cards

With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off your balance over time. 

Low Rate credit card

With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off purchases over time.

Low Rate Gold credit card

Stay in control of your finances with our low purchase interest rate, plus handy extras like international travel insurance. 

CommBank Essentials credit card

Everyday convenience at our lowest interest rate on purchases.

Low fee credit cards

Enjoy no annual fee for the first year and each year after when you meet certain spend requirements.1

Low Fee credit card

Enjoy the flexibility and convenience of a credit card with a low annual fee.

Low Fee Gold credit card

Enjoy the flexibility and convenience of a credit card with no annual fee in the first year and included insurances.

Awards credit cards

Earn points2 quickly when you use your CommBank Awards credit card for daily spending.

From 1 September 2018, CommBank American Express Cards will no longer be offered. Tell me more.

Awards credit card

For customers who want a lower annual fee and credit limit, but still like to earn Awards points.

Platinum Awards credit card

Our mid-range Awards card offering a higher points earning potential than our standard Awards card with extras like included international travel insurance.

Diamond Awards credit card

Our credit card with the highest rewards earning potential. For customers willing to pay a higher annual fee for our ultimate Awards experience.

Business credit cards

Manage your business cash flow and get rewarded for your spend.

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Things you should know

Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges apply.

1 We'll waive your annual fee for the first year. You’ll continue to pay no annual fee in subsequent years as long as you spend at least $1,000 (Low Fee) or at least $10,000 (Low Fee Gold) in the previous year (on purchases and cash advances only). 

2 Points are earned on eligible transactions (most purchases, but not, for example, BPAY transactions, cash advances, payments to the Australian Taxation Office unless made using a Business Awards card, or balance transfers). Membership of CommBank Awards is subject to the Terms and Conditions of the Commonwealth Awards Program.

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.