Credit Card Offers

^{^} Offer commences 29 September 2026 and is available only for new Smart credit card applications. The offer is not available to customers who currently hold, or have held, any activated Awards card types (standard, gold, platinum, diamond) or Smart and Ultimate cards in the previous 24 months as a primary cardholder, or to customers who switch from another card type to a Smart or Ultimate card.

To be eligible to receive up to 60,000 CommBank Yello points with a new Smart credit card, you must spend at least $4,500 on eligible spend within 90 days from the date your card is activated and keep your account open for more than 12 months.  You must also be eligible for CommBank Yello within 90 days from card activation and at the 12 month anniversary date of card activation.

Cash advances and refunds are not eligible spend. Spend is assessed using the original transaction date. Refunds processed during the spend period do not count towards the minimum spend requirement and will increase the required spend requirement by the refund amount.

To receive the initial 30,000 CommBank Yello points, you must meet the eligible spend criteria and become eligible for CommBank Yello within 90 days of activating your card If you become eligible for CommBank Yello within this period, the CommBank Yello points will be paid to your CommBank Yello points balance, which can be viewed in the CommBank App.   You will also need to be eligible for CommBank Yello when you choose to redeem your points. 

To receive an additional 30,000 CommBank Yello points, you must keep your account open for more than 12 months from the date your card is activated and be eligible for CommBank Yello both at the 12-month anniversary of your card activation and at the time the additional CommBank Yello Points are paid (which is usually within 31 days from the date that full eligibility requirements are satisfied). You must receive the initial 30,000  CommBank Yello points to be eligible to receive the additional 30,000 Yello points.

CommBank Yello points are typically paid within 31 days of meeting the offer eligibility. Occasionally, this may take longer. CommBank Yello points will appear as “Credit Card Sign-Up offer”. More information on CommBank Yello eligibility can be found here: https://www.commbank.com.au/commbank-yello/faqs.html

You will not be eligible for any CommBank Yello points that have not yet been paid if your Credit Card account is closed, switched to another card, or in default at any time before the relevant CommBank Yello points are credited.

Offer is only available on one credit card per customer.

CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes. 

There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.  

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct. 

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions. 

^* Offer commences 29 September 2026 and is available only for new Ultimate credit card applications. The offer is not available to customers who currently hold, or have held, any activated Awards card types (standard, gold, platinum, diamond, smart, ultimate) or Smart and Ultimate cards in the previous 24 months as a primary cardholder, or to customers who switch from another card type to an Ultimate credit card.

Acquisition Offer

To be eligible to receive up to 100,000 CommBank Yello points with a new Ultimate credit card, you must spend at least $9,000 on eligible purchases within 90 days from the date your card is activated and keep your account open for more than 12 months from the date of card activation.  You must also be eligible for CommBank Yello and remain eligible until the points are paid. To receive the $300 in Travel Credits you are only required to meet the $9,000 spend eligibility requirement. Up to $300 in travel credits may also be credited in equal payments of $25 for each month if you continue to meet the eligibility requirements for the Ultimate card’s monthly travel credits benefit.

Cash advances and refunds are not eligible spend. Spend is assessed using the original transaction date. Refunds processed during the spend period do not count towards the minimum spend requirement and will increase the required spend by the refund amount.

Offer is only available on one credit card per customer.

CommBank Yello points

To receive the initial 50,000 CommBank Yello points, you must meet the eligible spend criteria and become eligible for CommBank Yello within 90 days of activating your card. You must also remain eligible for CommBank Yello until the CommBank Yello points are paid (which is usually within 31 days from the date on which full eligibility requirements are met), and you must also be CommBank Yello eligible on the 12-month anniversary date of card activation. If you become eligible for CommBank Yello within this period, the CommBank Yello points will be paid to your CommBank Yello points balance. You will also need to be eligible for CommBank Yello when you choose to redeem your points. 

To receive the additional 50,000 CommBank Yello points, you must have received the initial 50,000 CommBank Yello points, keep your account open for more than 12 months from the date your card is activated, and be eligible for CommBank Yello both at the 12-month anniversary of your card activation and at the time the additional CommBank Yello Points are paid (which is usually within 31 days from meeting the eligibility requirements).

CommBank Yello points are typically paid within 31 days of meeting the relevant offer eligibility criteria. Occasionally, this may take longer. CommBank Yello points will appear as “Credit Card Sign-Up offer” in your CommBank Yello points activity. More information on CommBank Yello eligibility can be found here: https://www.commbank.com.au/commbank-yello/faqs.html

Travel Credits:

To receive travel credits, you must log in to the CommBank app or NetBank and access the Travel Booking platform within 90 days after your spend period ends. If your travel credits are not visible, you may need to access the platform again after they have been credited. CommBank Yello eligibility is not a requirement to receive the travel credits.

Travel credits will be credited to your Travel Booking account within 90 days after you meet the relevant eligibility criteria for each credit. Once credited, travel credits are subject to the Travel Booking terms and conditions. For more information about earning or redeeming travel credits via Travel Booking, including full terms and conditions, visit Travel Booking Terms and Conditions

Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers.

All travel products and offers from Travel Booking are subject to availability and can only be booked by a holder of an Eligible CommBank Card.

Eligible CommBank Card means an active CommBank retail or business credit and debit cards, StepPay card or Travel Money Cards.

Customers are responsible for reviewing and accepting the terms and conditions of Hopper Inc. and any relevant provider (e.g. Airline, Hotel, Car company) before confirming a booking.

CommBank will receive a portion of the revenue generated from the Travel Booking platform.

You will not be eligible for any uncredited CommBank Yello points or travel credits if your Credit Card account is closed, switched to another card or in default.

Monthly Travel Credits:

While you have an open and active Ultimate credit card, monthly Travel Credits will be applied to your Travel Booking Wallet within 7 business days of the grant or issuance, but in some cases may take longer, and have a 1-year expiry from the date granted, issued, and/or credited. These travel credits are not transferable or exchangeable for cash. Expiry dates can be viewed in your Wallet & Offers page of the Travel Booking website.

Monthly Travel credits are only issued for a card account statement period where the applicable card fee has been charged for that statement period. Where the fee is waived or not charged, no travel credit will be provided for that period, except where the fee is waived by meeting the minimum spend requirement (Ultimate: $4,000 per statement period). Travel Credit benefit is subject to change, and removal without notice and at our discretion.

When redeeming these monthly travel credits, the entire value of your Travel Booking Wallet will be applied to pay for all or a portion of the booking amount in a single transaction. If the booking amount is less than the total value of your travel credits, the remaining balance of travel credits will remain in your Travel Booking Wallet for future use.

In the event that you no longer hold an open and active Eligible CommBank Card, you will forfeit all accumulated monthly travel credits.

For full terms and conditions including the features provided by Hopper, and for any capitalised terms used here related to Travel Booking, visit travelbooking.hopper.com/terms.

Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers.

All travel products and offers from Travel Booking are subject to availability and can only be booked by a holder of an Eligible CommBank Card.

Eligible CommBank Card means an active CommBank retail or business credit and debit cards, StepPay card or Travel Money Cards.

Customers are responsible for reviewing and accepting the terms and conditions of Hopper Inc. and any relevant provider (e.g. Airline, Hotel, Car company) before confirming a booking.

CommBank will receive a portion of the revenue generated from the Travel Booking platform.

General:

CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes. 

 There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.  

We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct. 

These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.

^# Offer commenced 15 March 2026 and is only available on new Low Fee credit cards applied for. Offer not available to customers who currently hold, or have held, any activated Low Rate or Low Fee card types in the 24 months prior as a primary cardholder or customers who switch from other card types.

$40 cashback will be awarded for every month (statement period) in which $500 or more is spent on eligible purchases, for up to six eligible statement periods. Maximum cashback available is $240. The first eligible spend period will commence from the day your account is opened, up to the end of your second statement period after account opening. This means your first eligible spend period may be longer than one statement period. After this date, the offer spend requirements will align to each statement period that follows, for up to six eligible statement periods in total.

Total spend per statement period is based on the transaction date (the date the purchase is made). Transactions must be fully processed and posted to your account within 14 days of the transaction date to be eligible and will be allocated to the statement period in which the transaction date occurred. This means a transaction may appear on a later statement but still be counted toward the minimum spend requirement for an earlier statement period. Cash advances and refunds are not included as eligible transactions. Refunds processed in a statement period will reduce your eligible spend for that statement period, meaning you will need to spend an additional amount equal to the refund to meet the minimum spend requirement for that period, regardless of when the original transaction occurred.

Cashback will be credited within 90 days of the end of each eligible statement period where the spend criteria has been met and will appear on your statement as ‘CASHBACK’. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account. 

Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time

^~ Offer commenced 15 March 2026 and is only available on new Low Rate credit cards applied for. Offer not available to customers who currently hold, or have held, any activated Low Rate or Low Fee card types in the 24 months prior as a primary cardholder or customers who switch from other card types.

$70 cashback will be awarded for every month (statement period) in which $500 or more is spent on eligible purchases, for up to six eligible statement periods. Maximum cashback available is $420. The first eligible spend period will commence from the day your account is opened, up to the end of your second statement period after account opening. This means your first eligible spend period may be longer than one statement period. After this date, the offer spend requirements will align to each statement period that follows, for up to six eligible statement periods in total.

Total spend per statement period is based on the transaction date (the date the purchase is made). Transactions must be fully processed and posted to your account within 14 days of the transaction date to be eligible and will be allocated to the statement period in which the transaction date occurred. This means a transaction may appear on a later statement but still be counted toward the minimum spend requirement for an earlier statement period. Cash advances and refund are not included as eligible transactions. Refunds processed in a statement period will reduce your eligible spend for that statement period, meaning you will need to spend an additional amount equal to the refund to meet the minimum spend requirement for that period, regardless of when the original transaction occurred. 

Cashback will be credited within 90 days of the end of each eligible statement period where the spend criteria has been met and will appear on your statement as ‘CASHBACK’. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account.

Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time.

Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945.