1 At the end of the fixed rate period, the interest rate converts to the applicable Standard Variable Rate relevant to your loan purpose and repayment type at that time, less any applicable package discount specified in your Loan Contract.
2 Extra Home Loan - introductory rate provides a discounted margin off the Extra Home Loan reference rate available at the time loan documents are issued. At the end of the introductory rate period, a reduced discount applies for the remaining life of the loan which will result in the interest rate and repayments increasing at that time. As at 18 July 2018 the Extra Home Loan reference rate for Owner Occupied home loans is 4.45 % p.a. and the Extra Home Loan reference rate for Investment home loans is 4.80 % p.a.
3 The rates shown are interest rates for Principal and Interest repayments. For all our rates including interest rates for Interest Only payments view our Home Loan Interest Rates.
4 To be eligible for Wealth Package, you must have a current eligible home loan or line of credit with an initial package lending balance of at least $150,000 when you apply for Wealth Package. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Customers with Low Documentation loans are not eligible to apply for Wealth package.
5 The primary credit card holder must be the same as the package holder for this benefit to apply.
Information provided (including interest rates) are subject to change.
Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed or guaranteed Interest Only loans are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. You should also read our Financial Services Guide.