Help & support
Move quickly when the right property comes along. With a specialist who knows what happens behind the scenes, you'll have fast approvals so you can move with confidence.
From grants and schemes to products like Property Share, a Home Lending Specialist can help you understand what’s available and support you through your application.
A Home Lending Specialist can help you understand your available equity and explore borrowing options, whether you’re renovating, upgrading or investing in property.
Whether you’re self-employed or run a business, our Home Lending Specialists can guide you through a verification process designed to support how you earn your income.
A home loan Australians choose. 1 in 5 customers chooses CommBank for their home loan.20
Get into your first home sooner. Over 5x low-deposit options designed to help first home buyers enter the market faster.21
Expert help, wherever you are. Get guidance from one of over 1,400 Home Lending Specialists across Australia.22
Helping more first home buyers succeed. Supporting more than 80,000 first home buyers into home ownership.23
For a straightforward home loan (e.g. you’re a solo borrower or not self-employed), we’ll need to see proof of identity, income statement, and how much you owe when you apply in person.
Home loan calculator and tools
Let us do the maths for you. Calculate what your home loan repayments could be, estimate how much you could borrow, refinance and more.
First home buyer’s guide
Your step-by-step guide to buying property, whether it's a home to live in or an investment for your future.
Our specialists will take the time to understand your property goals and provide tailored advice to help you achieve them—whether you're buying, refinancing, or investing.
Free and unlimited customised reports for the suburbs and properties you’ve got your eye on.
Get an interest rate tailored for you - as well as any applicable discounts- so you can be sure you’re getting the best deal for your situation.
From application to settlement and beyond, your dedicated Home Lending Specialist will provide ongoing guidance, ensuring you have the right support at every step.
Get help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply.
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Book instantly to speak to a Home Loan Specialist about a new loan at a time that suits you.
Redraw, change your repayments or loan type to better meet your needs and more.
Fast-track your call, see expected wait times and connect with a specialist in the CommBank app.
Get instant help from our virtual assistant or chat to a specialist
Rate/s apply to new lending only and may include a margin below or above the applicable reference rate. The current reference rates including for Interest Only payments can be found here.
Subject to credit approval. Fees, charges, terms and conditions apply. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. You should also read our Financial Services Guide.
20 Figure based on CommBank’s 20.54% Australian Prudential Regulation Authority (APRA) market share as of June 2026 (includes Unloan; excludes RMG).
21 Includes Australian Government 5% Deposit Scheme, Australian Government Help to Buy Scheme, Lenders Mortgage Insurance (LMI), Low Deposit Premium (LDP), and Guarantor Support.
22 Data reflects CommBank branch, mobile and direct Home Lending Specialists in Australia as of 30/06/2026. Excludes Premier Banking, Business Home Lending and Private Banking specialists.
23 Data represents home ownership through Australian Government 5% Deposit Scheme backbook as at 30/06/2026.
