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Start your home loan refinance application online if you’re looking to switch from another bank.
Loan to value ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value.
Borrowing $#_KEY_LOAN_AMOUNT_# over 30 years paying principal and interest.
Interest Rate
% p.a.Borrowing $#_KEY_LOAN_AMOUNT_# over 30 years paying principal and interest.
Borrowing $#_KEY_LOAN_AMOUNT_# over 30 years paying principal and interest.
Before you make any decisions, it's important to weigh up your options to understand if refinancing is right for you.
You can also download our step-by-step guide to help you refinance.
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Redraw, change your repayments or loan type to better meet your needs and more.
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1 To apply for a Wealth Package, you must have an eligible home loan or line of credit with an initial package lending balance of at least $150,000 at the time of your application. Package lending balance is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. Eligible home loans include: Standard Variable Rate home loan, Fixed Rate home loans and Viridian Line of Credit. A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Please refer to the Wealth Package Fact Sheet and Package Terms and Conditions for full details.
2 FASTRefi® involves borrowing additional buffer amounts to cover the estimated pay out figure. Once the loan is settled, any surplus money will be refunded to you. Refinance using FASTRefi® can occur within days of us receiving your signed loan and FASTRefi® documents. FASTRefi® is a registered trademark of First American Title Insurance Company of Australia Pty Limited ABN 64 075 279 908 trading as First Title. First American Title Insurance Company of Australia Pty Limited is not part of the Commonwealth Bank of Australia.
** Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5-year Interest Only period. Comparison rates for fixed or guaranteed Interest Only loans are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions are included in the Loan Offer. Other fees and charges are payable.
