Visit your nearest branch
Our Home Lending Specialists can be found at more than 950 branches across Australia.
Principal and Interest repayments, an interest rate discount of 0.50% p.a. with no establishment fee or monthly loan service fees. Minimum package lending balance of $150,000.# Comparison rate warning
Freedom to split your loan, make unlimited additional repayments and redraws as well as make interest only payments.¹
Save on interest while having access to your money by using an Everyday Offset account.*
Increase an existing home loan by $10,000 or more to get access to additional funds when you need them.
Download the Standard Variable Rate Home Loan fact sheet (PDF)
Apply by 30 November 2018, fund by 31 January 2019. $250,000 minimum refinance. Not available for bridging loans & owner occupied loans with interest only payments. T&Cs apply.
Split the cost of a home with family or friends, while keeping control of your finances. Available on most home loans.
Lenders’ Mortgage Insurance allows you to purchase a property with a smaller deposit so you can own your home sooner.
A family member can help you secure a home loan by mortgaging their own property as additional security.
Our Home Lending Specialists can be found at more than 950 branches across Australia.
Our Mobile Lenders will meet you at a time and place that suits you.
Call our Home Lending Specialists on 13 2224 8am to 8pm, any day.
Book a time that suits you to speak to one of our expert lenders.
1 Minimum $1,000 withdrawal with a $0 Redraw fee over the counter at any Commonwealth Bank branch and no minimum electronically with a $0 Redraw fee. Redraw is dependent on having the required amount available in special repayments (extra repayments).
2 Interest only payments can only be made monthly. The maximum interest only payment period over the life of a loan is 10 years for Investment Home Loans and 5 years for owner-occupied Home Loans, as long as there is a minimum of five years remaining on the Contracted Loan Term.
* Everyday Offset is a feature of our Complete Access Transaction Account which is linked to an eligible home loan, and accountholder/s must also be accountholders of the linked home loan. Interest is not charged on that part of the Home Loan balance equal to the balance of the Complete Access account. ** The rates shown are interest rates for Principal and Interest repayments. For all our rates including interest rates for Interest Only payments view our Home Loan Interest Rates.
Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed or guaranteed Interest Only loans are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
# 'Package lending balance' is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. Eligible home loans are limited to those accounts that can be included in the Wealth Package. An annual fee and eligibility criteria applies to Wealth Package and terms and conditions are available on application.
Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in the Loan Offer. Other fees and charges are payable.
