Features & benefits

Special discounts

Standard Variable Rate Home Loan, get a discounted interest rate based on the Loan to Value Ratio (LVR)# and access to further interest rate discounts

Fixed Rate home loans and Viridian Lines of Credits* get access to further interest rate discounts in addition to the standard package benefit.

Save on fees

No upfront home loan establishment fees, monthly home loan service fees and a fee waiver on one eligible credit card¹ – just an annual package fee of $395.

Save on products

As part of the Wealth Package you’ll get special discounts on your eligible2 home loans and a fee waiver on one eligible credit card1.

CommBank Yello

CommBank Yello is our customer recognition program – designed to shine the spotlight on you.

If you qualify as an eligible  CommBank Yello customer, you could benefit from a $4 per month cashback on your Package fee (up to $48 annually).

Rates & fees

  • Discounted interest rates

    • Save a minimum of 0.70% p.a., a discounted interest rate based on Loan to Value Ratio (LVR)# and access to apply for further interest rate discounts on a Standard Variable Rate home loan
    • Save a minimum of 0.70% p.a. on Viridian Line of Credit*
    • Save a minimum of 0.15% p.a. on Fixed Rate home loans
  • Fees

    • $395 annual Wealth Package fee. If you’re an eligible CommBank Yello customer, you may receive a monthly cashback on your Package fee.
    • $0 annual/monthly fees on one eligible credit card.

Existing customers

Where can I check package benefits?

Speak to your Home Lending Specialist or log into NetBank or the ​CommBank app.

Check your Package benefits online

To check your package benefits, log into NetBank or the  ​CommBank app.

NetBank:

  1. Log on to NetBank
  2. Click on the Home Loan tab
  3. Click on 'Manage my loan'
  4. Click on 'Wealth Package benefits'

CommBank app:

  1. Log into the app
  2. Tap 'Accounts' and then 'Home Loan'
  3. Tap the 'Manage' button
  4. Tap the 'More info & settings' link. This will open a new window
  5. Tap the 'Manage my loan' tab
  6. Under ‘Summary’, tap on 'Wealth Package benefits'

Compare our home loans

Manage your home loan

Message us 24/7

Get help from Ceba in the CommBank app or connect with a specialist who can message you back. You’ll need CommBank app notifications turned on so you know when you’ve received a reply. 

Message us

Things you should know

  • 1 Each Wealth Package is entitled to this benefit for any one eligible card account in the name of a package holder. The credit card must be active on the credit card fee charging date to receive Package benefits.

    # From 19 November 2022, any new Standard Variable Rate home loans or top ups on existing Standard Variable Rate home loans, which are a Packaged Loan at the time of generating the Home Loan contract, are eligible for discounted interest rates based on LVR. For more information visit commbank.com.au/home-loans/standard-variable-rate.

    2Wealth Package benefits apply to eligible home loans or line of credits, including any new Standard Variable Rate and Fixed Rate home loans originated on and from 14 March 2026. A non-refundable annual fee of $395 is payable in advance. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. It cannot be established in the name of a business or family investment trust. Please refer to the applicable product guide and Consumer Mortgage Lending Products Terms and Conditions for full details.

    * On and from 3rd June 2023, Viridian Line of Credit is unavailable for new fundings and limit increases.