Important Information

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Important information - Personal

Product Categories

Select a category and locate the product name to view its Product Disclosure Statement, Financial Services Guide or Terms and Conditions brochure.

Bank accounts
Travel currency
Electronic banking
Banking services
Broking services
Private Banking
Credit cards
Home loans
Superannuation products
Personal lending products
Insurance products
Investment products

Bank accounts

Retail Banking Services - Financial Services Guide (PDF 160kb)
Transaction Savings investment account - Terms and conditions (PDF 720kb)
Platinum Debit Complimentary Insurances and Guaranteed Pricing Cover brochure (PDF 89kb)
Getting to know your Platinum Debit MasterCard® brochure (PDF 2mb)
Concierge service brochure (PDF 61kb)
AwardSaver Account (PDF 68kb)
Cash Investment Account (PDF 720kb)
NetBank Saver (PDF 720kb)
Pensioner Security Account (PDF 720kb)
Streamline Account (PDF 720kb)
Streamline Basic (PDF 114kb)
YouthSaver (PDF 720kb)
Interest Rates on Transaction, Savings and Investment Accounts (PDF 289kb)
Foreign Currency Account Terms and Conditions (PDF 201kb)
Campus Card (PDF 493kb)
The Better Banking Book (PDF 195kb)

Quarantined Products (no longer for sale)

Savings Investment Account* (PDF 720kb)
*Note: The Savings Investment Account has been quarantined as of 23/04/2007. New accounts cannot be opened.

Travel currency

Retail Banking Services - Financial Services Guide (PDF 160kb)
Travel Money Card PDS (PDF 222kb)

Electronic banking

Terms and conditions

Electronic Banking - Terms and conditions (PDF 261kb)

Banking services

Broking services

Visit the CommSec website for Product Disclosure Statements and Financial Services Guide on Broking Services provided by Commonwealth Securities Limited (CommSec).
CommSec Financial Services Guide (PDF 59kb)

Private banking

Business & Private Banking and Institutional Banking & Markets - Financial Services Guide (PDF59kb)
Commonwealth Private Bank Account (PDF 959kb)

Superannuation products

Commonwealth and Colonial products - Forms and Documents
Visit the Colonial First State website for Product Disclosure Statements and Financial Services Guide on Superannuation, Pension and Managed Investments products provided by Colonial First State Investments Limited.

Credit cards

Terms and Conditions

Credit Card Conditions of Use (PDF 1,572kb)
- Credit Card Conditions of Use effective 1 November 2017 (PDF 872kb)

Commonwealth Awards program Terms and Conditions (PDF 245.56kb)

Credit Card Insurances Product Disclosure Statement and Information Booklet for travel after 1 July 2015 (PDF 717kb)

Complimentary Insurance and Guaranteed Pricing Cover brochure for purchases between 12 March 2014 and 1 July 2015 (PDF 227kb)

Notice of Variation to the Complimentary Insurance and Guaranteed Pricing Cover brochure for purchases made between 1 September 2013 and 12 March 2014 (PDF 227kb)

Complimentary Insurance and Guaranteed Pricing Cover brochure for purchases made between 1 September 2013 and 12 March 2014 (PDF 265kb)

Complimentary Insurance and Guaranteed Pricing Cover brochure for purchases made before 1 September 2013 (PDF 197kb)

Gold Personal Travel Insurance Cover Summary Information (PDF 299kb)
Platinum Personal Travel Insurance Cover Summary Information (PDF 300kb)
Diamond Personal Travel Insurance Cover Summary Information (PDF 299kb)
Gold Business Travel Insurance Cover Summary Information (PDF 299kb)
Platinum Business Travel Insurance Cover Summary Information (PDF 299kb)

Emergency Travel Assistance (PDF 73kb)

Your Concierge (PDF 61kb)

Other important information

Your credit card security

Home loans

Terms and Conditions

Products

Borrowing options

Reference guides

Personal Lending products

Terms and Conditions

Insurance products

Brochures and forms

Investment products

Financial Services guide

Retail Banking Services - Financial Services Guide (PDF 68kb)

Terms and Conditions

Cash Deposit Account General Information and Terms and Conditions (PDF 545kb)
Term Deposit - Terms and conditions (PDF 273kb)
Interest Rates on Investment Accounts (PDF 258kb)

Commonwealth Investment Funds

Commonwealth Investment Funds Financial Reports