A financial plan for investing

Looking to boost your superannuation, build a stock portfolio or diversify your investments? Whether you’re new to investing or you’re a seasoned investor, a financial plan can help. Your financial planner will take out the complexity and explain your options clearly, so you can make the right investment choices and plan for your future.

A financial planner starts by reviewing your financial situation. Next, they build a tailored plan to suit your budget and lifestyle goals, with strategies to grow and protect your wealth.

How a financial plan can help with your investment strategy

Young couple in new home

In your 20s

Think about what you want out of life, then structure your finances to put you on the right track.

A financial planner can design a budget and savings plan specifically for your circumstances, as well as build an investment strategy to help you meet your goals. 

Father and daughter before school

In your 30s & 40s

Invest in your family’s future to give them financial security and greater peace of mind.

A financial planner can help you map out your short and long-term investment goals and reshape your strategy whenever your family’s needs change.

Woman in kitchen

In your 50s & 60s

Boost your retirement savings and reduce your exposure to market risks.

A financial planner can show you tax-effective ways to build up your nest egg, as well as adjusting your investment strategy as you get closer to retirement.

Couple having coffee on deck

In retirement

Restructure your investments to provide a steady retirement income.

A financial planner can advise on investment and pension products to suit your needs. They’ll also make sure you receive any government benefits you’re entitled to.

Types of investments

Your financial planner can help you access a wide range of products from both inside and outside the Commonwealth Bank Group. They’ll work with you to determine which ones best meet your needs.

Super

Take advantage of tax benefits while you save for retirement throughout your working life. A financial planner can help you grow your super as much as possible while you’re working so you can enjoy a comfortable retirement.

Managed investments

Boost your investment power by pooling your money with other investors in a fund operated by a professional investment manager. A financial planner can give you advice on investment solutions tailored to your unique financial situation.

Pension products

Once you retire, you’ll want a secure and reliable income stream that maybe gives you some flexibility as well. A financial planner can help you explore a range of options for your retirement income, so you can find the pension or annuity best suited to you.

How does financial planning work?

1. Get in touch

Make an appointment to meet with one of our qualified financial planners. Your first meeting is completely obligation-free and will be at a branch or over the phone.

2. Your first meeting

Get to know your planner and discuss your financial situation and goals. They will explain any costs involved in building your financial plan.

3. Building your plan

If you agree, your planner prepares a tailored financial plan, with strategies to help you reach your goals.

4. Implementing your plan

Your planner presents your plan with their recommendations. If you proceed, your planner puts your plan into action.

5. Staying on track

Over time, your circumstances may change so reviewing your plan regularly can help keep it on track. Contact your financial planner to arrange a review.

What does it cost?

Tailored to suit you

Each plan is tailored to suit individual circumstances so costs vary. Your first appointment with a financial planner is obligation-free and your planner will clearly explain the costs involved up front.

Ways you can pay

There are a number of different ways you can pay for your plan - including direct debit via your bank account, by credit card or through your super account. Speak to your planner about how you might use one of these options to pay for your plan.

Ready to talk to someone?

Get in touch today to plan your financial future.

Request an appointment

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Things you should know

This web page contains general advice only. It was prepared without taking into account your objectives, financial situation or needs. You should talk to a financial planner before making a financial decision. Commonwealth Financial Planners are representatives of Commonwealth Financial Planning Limited ABN 65 003 900 169, AFSL 231139, a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124. While care has been taken in the preparation of this web page, no liability is accepted by Commonwealth Financial Planning, its related entities, agents and employees for any loss arising from reliance on the content.