Help & support
Things you should know
# Apply and fund a new Unsecured Fixed Rate Personal Loan by 14 August 2022 to receive a 2.50% p.a. discount on your approved interest rate.
^ At least half of our customers will receive the representative rate or lower. It may not be the actual rate you receive.
Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We'll confirm your interest rate in your loan offer document. For further information, call us on 13 1431, 8am to 7pm, Monday to Friday and 9am to 2pm on Saturday (Sydney/Melbourne time) or visit a branch.
* The comparison rate is based on a $30,000 unsecured loan over 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Following the fixed rate period, if your loan hasn’t been repaid in full, the Standard Variable Rate will apply which is currently 13.50% p.a. This interest rate is effective as of 6 March 2020.
Things you should know
Please consider all upfront and ongoing fees and charges when applying for a new Personal Loan to ensure your loan is able to meet your needs. A copy of our Standard Fees and Charges for Personal Loans and Personal Overdrafts can be picked up from any of our branches, or by calling 13 1431, 8am to 7pm, Monday to Friday and 9am to 2pm on Saturday (Sydney/Melbourne time).
Use our personal loan selector tool to choose between Variable, Fixed Rate or Secured.
Understand what your repayments will be. Adjust the term and the amount to meet your budget.
Estimate how much you can borrow and work out the repayments at the current interest rate.