Things you should know
1 You may be eligible for same day funding if you’re approved, accept your contract and complete verification by 4pm Monday to Friday (Sydney/Melbourne time). Subject to credit checks and assessment of your financial situation. Unavailable if an application is incomplete or needs to be referred for a more detailed review by a lending specialist, if required documentation isn’t provided and subject to system availability.
Applications for finance are subject to the Bank’s normal credit approval. View the Personal Loan Terms and Conditions. Full terms and conditions will be included in our loan offer. Fees and charges are payable.
Unsecured Personal Loan interest rate ranges and the representative rate are set out below. Comparison rates and examples are based on a $30,000 unsecured loan over 5 years:
- Interest rates range from 11.50% p.a. to 18.50% p.a. (comparison rate from 12.38% p.a. to 19.34% p.a.). The estimated total amount payable including fees is between $40,337 and $46,949
- The representative rate is 13.50% p.a. (14.37% p.a. comparison Rate), based on this representative rate the estimated total amount payable including fees is $42,168
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.