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Saving for now and the future is one of the most important steps you can take towards financial freedom. Whether you want to own a house, there’s something you want to do, a place you want to visit, or you simply want to secure your financial future, saving is a way of turning these dreams into a reality.

Having some savings set aside also means you’re prepared for the unexpected. If you lose your job, need emergency repairs to your car or home, you'll have money to fall back on. Learn more about planning for rainy day.

Rather than stashing your cash under your mattress, a savings account is a practical and secure way to build your savings. A savings account can help you:

  • Avoid spending your savings: Keeping your savings in a separate account, away from your everyday spending account, makes it a little harder to unintentionally spend your savings.
  • Save more: You’ll earn interest on the money you’ve put away - helping you reach your goals sooner. See how much you can potentially save with our savings calculator.
  • Track your progress: You’ll be able to see how much you’ve saved, keeping you motivated to build your balance.

Saving together? If you’re in a relationship, a joint savings account is a great way of working towards a shared goal. It can be a great first step to combining your finances. See our guide to saving together.

How can CommBank help you save?

We have a wide variety of accounts available - so you’ll be able to get one that suits you. Whether you’re looking to lock your money away, need access to your funds, or want an account that rewards you for saving. You can compare our accounts here.

You can also benefit from:

  • Savings Specialists: Figuring out how to reach your savings goals or even just where to get started can be daunting. Our Savings Specialists, available in branch, can provide valuable face-to-face support to help you achieve your goals.
  • The CommBank app: See how much you’ve saved and transfer money instantly between your transaction and savings accounts, anywhere, anytime.
  • NetBank: You can name your savings account something memorable to keep yourself motivated, track your spending habits with MySpend, set up regular payments into your savings account and even have multiple savings goals – simply open a separate savings account for each of your goals.
  • Online tools, calculators and support: Work out a budget, calculate how much you could save in a given time, or how long it will take to reach your savings target. We’ll also help you see how you can save money with our savings tips.

Feeling pressure to save

Ready to kick-start your savings?

Get easy access to your savings when you need it with a NetBank Saver.


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Things to know before you Can: The advice on this website has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. Please view our Financial Services Guide.

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