There’s nothing like the freedom of earning a regular pay packet and if it’s your first job, it’s particularly exciting. But while it can be tempting to splash out, it’s vital to consider how you’ll manage your hard-earned dollars.
It’s easy to get into a pattern of living from pay to pay and not having much to show for your hard work, but with a little planning, a balanced budget and a simple savings plan, you can start building up cash for the long term.
The sooner you start making the most of your income, the closer you’ll get to some of your bigger goals. Here are some ideas to get you started.