Financial planning is about developing strategies to help you best manage your money now, while also planning ahead so you can reach your financial goals.
At your initial, no-obligation consultation, your Commonwealth Financial Planner will work closely with you to understand your current situation, show you how to set realistic goals, then work out the steps you need to take to achieve them. Above all, they’ll make sure any financial strategies are tailored to your situation, risk appetite and personal goals.
The number of sessions you might need depends on your goals. Your Commonwealth Financial Planner will give you an indication when your plan is developed. You may only need a couple, or you may choose ongoing support with regular reviews and updates to keep you on track.
Your initial consultation is absolutely free. Then, if you decide to proceed, your Commonwealth Financial Planner will explain all the costs involved, including a fee for developing your personalised financial plan and the costs of managing your investments over time. At every stage, they will clearly set out all the costs before you decide to continue.
Things to know before you Can:
Commonwealth Financial Planners are Representatives or Authorised Representatives of Commonwealth Financial Planning Limited ABN 65 003 900 169, AFSL 231139, a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124.