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Variable rate personal loan rates and fees

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Variable Rate Personal Loan rates and fees

Fees that will apply

Fee type



Establishment fee

Upfront cost payable when accepting a loan


Loan service fee

Monthly charge to cover costs of keeping account active

$10 per month

Fees that may apply

Fee type



Settlement cheque fee

Cheques provided to help you pay different recipients with your loan borrowings

Two free
$15 for every additional cheque

Late payment fee

May be payable on the fifth business day after the repayment due date if at the end of the previous business day your loan is in arrears



Other electronic banking fees

Please refer to our Electronic Banking General Information and Terms and Conditions

Important information

Please consider all upfront and ongoing fees and charges when applying for a new Personal Loan to ensure your loan is able to meet your needs. A copy of our Standard Fees and Charges for Personal Loans and Personal Overdrafts can be picked up from any of our branches, or by calling 13 1431, 8.00am to 8.00pm, 7 days a week.

For a short period of time, the Personal Loan Terms and Conditions may advise that fees are payable for redraws processed in branch. However, please note that this has now changed and there is no cost to redraw.