Variable Rate Personal Loan rates and fees
Fees that will apply
|
Fee type |
Definition |
Amount |
|---|---|---|
|
Establishment fee |
Upfront cost payable when accepting a loan |
$150 |
|
Loan service fee |
Monthly charge to cover costs of keeping account active |
$10 per month |
Fees that may apply
|
Fee type |
Definition |
Amount |
|---|---|---|
|
Settlement cheque fee |
Cheques provided to help you pay different recipients with your loan borrowings |
Two free |
|
Late payment fee |
May be payable on the fifth business day after the repayment due date if at the end of the previous business day your loan is in arrears |
$20
|
|
Other electronic banking fees |
Please refer to our Electronic Banking General Information and Terms and Conditions |
|
Important information
Please consider all upfront and ongoing fees and charges when applying for a new Personal Loan to ensure your loan is able to meet your needs. A copy of our Standard Fees and Charges for Personal Loans and Personal Overdrafts can be picked up from any of our branches, or by calling 13 1431, 8.00am to 8.00pm, 7 days a week.
For a short period of time, the Personal Loan Terms and Conditions may advise that fees are payable for redraws processed in branch. However, please note that this has now changed and there is no cost to redraw.
