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The CommBank Retire Ready Index projects the percentage of the population aged 25-64 who are expected to have sufficient assets including superannuation, personal wealth and Age Pension entitlements, to meet a comfortable level of retirement.

We have partnered with Rice Warner, one of Australia’s leading and most respected actuarial firms, to provide a comprehensive picture of how Australians are tracking for their retirement.

Highlights of the report [pdf]

Download the full report [pdf]

Things you should know:

About the CommBank Retire Ready Index

The CommBank Retire Ready Index was developed in collaboration with Rice Warner Pty Limited (Rice Warner), and is based on data from more than 10 million Australian superannuation accounts as at 31 December 2015 along with personal wealth data from the Australian Bureau of Statistics. The Index is a measure of the percentage of assets Australians are likely to have at retirement relative to their comfortable retirement needs. This has been defined according to the Association of Superannuation Funds of Australia (ASFA) comfortable standard of living which is currently $43,372 p.a. for a single and $59,619 p.a. for a couple.

The CommBank Retire Ready Index assumes a retirement age of 67 and includes the Age Pension asset test changes which came into effect on 1 January 2017. The data excludes the family home as this asset is not typically used for retirement income purposes.

This page has been prepared without considering your objectives, financial situation or needs. You should, before acting on this advice, consider its appropriateness to your circumstances.

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