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When can I access my super?

See all Superannuation FAQs

Last updated 21 August 2014

Generally you must reach your preservation age and permanently retire before you can access your super as a lump sum or pension. Accessibility depends on your age - those born before 1 July 1960 can access their super when they are 55, whereas if you were born after 30 June 1964, you have to be 60.

How old do you have to be before you can access your super?

Your birthday

Preservation age

Before 01/07/1960


01/07/1960 - 30/06/1961


01/07/1961 - 30/06/1962


01/07/1962 - 30/06/1963


01/07/1963 - 30/06/1964


After 30/06/1964


The preservation age will increase from 55 to 60 between 2015 and 2025. From 1 July 2025, the Age Pension qualifying age will continue to rise by six months every two years, from the qualifying age of 67 years that will apply by that time, to gradually reach a qualifying age of 70 years by 1 July 2035.

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