Compare home insurance vs landlord insurance

Having the right type of insurance can help protect your investment property.

If you have an investment property or are looking to buy one, it’s a good idea to find out more about home insurance designed specifically for landlords and investors.

While it makes sense to protect your investment against loss or damage, it’s also important to consider covering some of the special risks that investment properties may face.

How is landlord insurance different?

Like regular home insurance, landlord insurance provides protection against damage to your property from unexpected events such as theft, flood, fire and storm.

But this type of insurance also offers additional protection unique to landlords, such as loss of rent when your tenant can’t live in the home due to extensive damage caused by an insured event.

Is landlord insurance right for you?

Landlord insurance can help give you greater protection for your rental property and income than standard home insurance.

Find out more about Landlord Insurance or call 13 1361. You can also try the online calculators to work out the replacement value of your building and contents, so you can choose the right sum insured to suit your needs, budget and circumstances.

Review the range of Landlord Insurance products provided by Hollard

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Distributed by Commonwealth Bank

Things you should know

This article is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. The commentary provided from external companies that are not a member of the Commonwealth Bank of Australia Group of Companies (the CBA Group) does not represent an endorsement, recommendation, guarantee or advice in regard to any matter. The CBA Group does not accept any liability for losses or damage arising from any reliance on external companies and their products, services and material. Commonwealth Bank of Australia ABN 48 123 123 124.

Landlord Insurance is provided by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA).  Hollard is the insurer of this Landlord Insurance product. Hollard is not part of the CBA Group. CBA does not guarantee the obligations or performance of Hollard or the products Hollard offers. Neither CBA, nor any of its related bodies corporate accepts liability or guarantees payment of any claim or benefit in respect of general insurance products issued by Hollard. CBA may be paid a commission if Hollard issues you with a Landlord Insurance policy. Details are provided in the Financial Services Guide (FSG) by clicking on the link, or by calling 13 1361 for a paper copy.

For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination.

This information has been prepared without considering your objectives, financial situation or needs. Before making any decision about this product you should consider this information in relation to your own circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 1361 and should be considered before making any decisions about this product. You should also read the Premium, Excess and Discount Guide (PEDG) and Financial Services Guide (FSG) by clicking on the links, or by calling 13 1361 for a paper copy.