StepPay – a new way to buy now, pay later

Introducing StepPay. Split your purchases of $100 or more into four, everywhere.

You will need to have the latest version of the CommBank app to use StepPay.

SurePay instalment plans

Are you an existing credit card customer? 

Take control of your credit card repayments and break down a credit card purchase or balances into fixed monthly instalments over a set term.

Pay online, interest free with InstalPay


InstalPay is an interest-free instalment plan available for larger purchases up to $30,000. Split your purchase into equal monthly instalments over 1 – 5 year loan terms. InstalPay is available at check-out online via approved merchants.

More ways to buy now and pay later

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Welcome to Klarna


The shopping app used worldwide that provides the convenience and security of paying in 4.

Financial support

Benefits finder

You may be eligible for benefits, rebates and concessions that could help you save money and help your business with cash flow.

Cost of living support

A range of measures to support your business including deferring your business loan and reducing your rates and fees. 

The CommBank app can help you stay in control of your money

  • Use Bill Sense to predict and manage regular payments and subscriptions
  • Categorise your transactions with Spend Tracker, so you can see what, where and how much you're spending each month
  • Get notified when your credit or debit card is used to make a transaction

Discover more

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Things you should know

  • View the StepPay terms and conditions (PDF)

    The advice on this website has been prepared without considering your objectives, financial situation or needs. You should, before acting on the advice, consider its appropriateness to your circumstances.

    Applications are subject to credit approval. Full Conditions of Use will be included at point of application. Bank fees and charges may apply.

    Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

    Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.