Help & support
Eligible CommBank Yello customers can earn CommBank Yello points through banking, then redeem them across shopping, travel, gift cards, other rewards programs and more. You can also access exclusive offers, discounts and presale access to selected events and experiences.*
No CommBank fees for purchases in-store or online and ATM withdrawals1 – both at home and overseas.
Two complimentary airport lounge passes to over 1,300 airport lounges worldwide with Mastercard Travel Pass, provided by Dragon Pass2, plus complimentary international travel insurance3.
Get extra peace of mind on large purchases with Price Guarantee, Purchase Security & Extended Warranty insurances4.
To hold a World Debit Mastercard, you must:
Eligible CommBank transaction accounts include:
Your premium card companion. A world of features and benefits in the card that does it all, packed with everyday and travel perks.
Watch how to activate, cancel or order a replacement card in NetBank (opens video in YouTube).
Travel with peace of mind, with included travel insurance on the World Debit Mastercard for you and your family for up to 21 days every trip.
You can access international travel insurance when you spend at least $500 in a single transaction using your World Debit Mastercard on prepaid travel costs and activate your cover before each trip via NetBank or the CommBank app.
Make sure to activate your cover before each trip to receive comprehensive cover. You can also increase your cover with a range of upgrades if you need extra protection for existing medical conditions, longer trips, adventurous activities, or are aged 80 years or over.
To manage your travel insurance, please see Managing Your Travel Cover Policy
For more information, please refer to included international travel insurance.
What’s more, when using the World Debit Mastercard to pay, you’ll get extra cover for your purchases.
With Price Guarantee, you can claim the difference in price on a purchase made if the advertised difference is more than $75.
Purchase Security Insurance provides 90 days of consecutive cover in the event of loss, theft or damage of a wide range of personal goods purchased anywhere in the world.
Extended Warranty Insurance extends up to one year’s extra warranty on most purchases, on top of the manufacturer’s standard Australian warranty.
Review the policy document (PDS) for full terms and conditions.
For full information about rates & fees, please refer to the terms and conditions of the World Debit Mastercard (PDF).
To redeem your airport lounge passes and view information on accessing lounges, offer locations and a full list of Terms and Conditions, simply click the ‘Register for Travel Pass’ button below.
For Frequently Asked Questions, visit the Mastercard DragonPass FAQs.
You may be eligible to upgrade to a World Debit Mastercard if you have an existing Debit Mastercard linked to an eligible CommBank transaction account.
Visit the switch your debit card page for full information on how to switch online.
*Eligible World Debit Mastercard holders can earn 0.5 CommBank Yello points per $1 spent on eligible domestic purchases (up to 750 points per month) and up to 1.5 CommBank Yello points per $1 spent on eligible international purchases.
Eligibility is typically assessed at the beginning of each month. To qualify for points, you must:
**Eligible transaction accounts include
For more information about CommBank Yello and eligibility requirements, visit commbank.com.au/commbankyello.
1 The Commonwealth Bank of Australia does not charge you a fee when you withdraw funds from international ATMs, make in-store purchases overseas or shop online at international merchants using your World Debit Mastercard. However, third party providers may charge you a separate fee for their services (which is not waived by us).
2 Only two complimentary lounge visits every year, per account, each visit can be used by either the cardholder or guest. Guest must always be accompanied by the cardholder and cannot use the access on their own.
To gain access to participating airport lounges, you must register your World Debit Mastercard on the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com, generate a membership QR code and present this along with your boarding pass for validation. Please note, your lounge access may be blocked if your account is closed, in arrears, reported lost or stolen, or has been blocked by us for any reason. To redeem an offer visit the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com to select your preferred offer and generate an offer QR code. Present the valid offer QR code to the cashier and redeem the offer. Please note, offers vary by location. For information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions, visit FAQs at Mastercard Travel Pass.
3 Full terms and conditions are set out in the World Debit Mastercard Combined Product Disclosure Statement and Financial Service Guide. You will need to activate your travel insurance before leaving Australia and spend at least $500 in a single transaction on eligible prepaid travel costs before leaving Australia for each trip to be eligible for international travel insurance cover. You will not be covered unless you meet both requirements. Upgrades must be applied for and require an extra premium which is not covered by the World Debit Mastercard Travel Insurance.
If you have activated international travel insurance included in your World Debit Mastercard before 29 September 2026 please refer to World Debit Mastercard Insurances Product Disclosure Statement and Information Booklet (PDF).
Insurance is issued and administered by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598), AFS Licence No. 490058 and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907) for Commonwealth Bank of Australia (‘CBA’) (ABN 48 123 123 124, AFSL 234945). Restrictions, exclusions (including existing medical conditions and persons aged 80 years or over), limits and excesses may apply to all insurances.
No commission or remuneration is paid to the Commonwealth Bank or its staff in relation to the World Debit Mastercard Travel Insurance unless you purchase an Upgrade (as defined in the World Debit Mastercard Combined Product Disclosure Statement and Financial Service Guide).
Neither the Commonwealth Bank of Australia nor any of its related corporations guarantee or are liable to pay any of the benefits provided under the World Debit Mastercard Travel Insurance, nor are they authorised representatives of Allied World Assurance Company Ltd or Cover Genius Pty Ltd. The Commonwealth Bank arranges the Cover with Cover Genius Pty Ltd. You do not hold these insurances, but if you meet the eligibility criteria you can receive specified benefits under the World Debit Mastercard Travel Insurance as a third party beneficiary. In the event that you make a claim, you will be bound by the terms and conditions of the World Debit Mastercard Travel Insurance.
The target market for these products will be found within the product’s Target Market Determination.
For products offered by Cover Genius, information about the Target Market can be found in the Target Market Determination (TMD) Credit Card Travel Insurance TMD, World Debit Travel Insurance TMD or Standard Travel Insurance TMD.
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. The World Debit Mastercard Terms and Conditions and the CommBank Transaction, Savings and Investment Account Terms and Conditions should be considered before making any decision about this product. View our Financial Services Guide. Go to commbank.com.au/app for the CommBank app terms and conditions.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.
