Premier Banking is available for selected clients only and is a specialist service within the Retail Banking Services division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945 (the ‘Bank’) and its services are provided by Premier Banking Relationship Managers who are representatives of the Bank. Applications for finance are subject to credit approval. Fees and charges are payable. Terms and conditions or Product Disclosure Statements for our products are available and should be considered before making any decisions. Financial planning, superannuation plans and advice on some categories of insurance products will be provided by Commonwealth Financial Planners who are Representatives or Authorised Representatives of Commonwealth Financial Planning Limited ABN 65 003 900 169 AFSL 231139 (CFP). Your enquiries on any share trading products or services will be referred to a specialist in Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec). CFP and CommSec are wholly owned but non-guaranteed subsidiaries of the Bank.